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Renewal of 2W insurance, not able to see PA and Third party liability?

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23 Jul, 2023 by  Sarathy

While purchasing a 2W previous year, the showroom people arranged a bike insurance with premium of 6K with (Basic Third party Liability & PA for Owner-Driver of Rs 15 Lakhs ). Now after an year, while renewing the policy, I am unable to see the BTPL and PA this time. Can someone explain this method of insruance.

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1 Answer

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24 Jul, 2023
Self Employed - Digital Consultant

Hi Sarathy,


IRDAI mandates buying of the third party liability cover of 5 years for all new 2Ws. Thus all sellers (including automotive dealers) give the TP cover of 5 yrs for 2Ws at the point of 2W purchase. Just FYI, for 4Ws the TP cover is given for 3 years at the point of purchase.


I am assuming your 2W dealer would have given you the PA also for a long term (3 to 5 yrs). That could be the only plausible reason for why you don't see the option of renewing TP & PA coverages this year.


Do check this with your Insurer once.


Best,

Asad

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