Saral jiwan bima application got rejected
I am a 29 year old females with NO drinking / smoking / Tobacco / drugs history. Resident of Maharashtra. Income bracket 5 to 7 Lakh.
I had applied for 2 Term insurance applications (TATA AIA and Max Life) both got postponed. Finally, applied for PNB Metlife saral jiwan bima and that application got rejected without any explanation from them.
All these applications was done through Policy bazaar.
Here's a brief medical history of myself and parents -
Both my parents suffer from chronic mental health disorders (past 25 + years) and I too was diagnosed with Depression and anxiety in 2016. Since then I have been on psychiatric medicines (SOS). I never had to take leaves from my work due to this condition. There has been no history of self harm / suicide / in door hospitalisation. I was never given any treatment that involves ECT.
I had been on mild dose of medicines. I had never experienced sudden weight gain or loss of weight.
Please guide me on how to proceed with term life insurance application and which Insurer is more likely to be positive towards this overall situation.
Awaiting your response.
Thanking you in anticipation.