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Should I opt for deductible ?
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05 Dec, 2022
by Ankit Goel
Hi,
Should I opt for deductible? like in case of hdfc secure they are giving upto 50% discount if i choose deductible of 1 lakh.
I have a corporate health insurance of 3 Lakh.
How does this deductible will work in case of cashless claim ? how will i claim from these two policies?
Any kind of suggestions will be highly appreciated.
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Hi Ankit,
If you opt for a deductible, you cannot reverse it later with optima secure policy. With deductible, first 1 lakh of your hospitalisation expense in a year will be borne by you and then your policy will trigger
For guidance related to your policy, please schedule a call with any of the advisor, they'll guide you better