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Should I opt for deductible ?

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05 Dec, 2022 by  Ankit Goel


Should I opt for deductible? like in case of hdfc secure they are giving upto 50% discount if i choose deductible of 1 lakh.

I have a corporate health insurance of 3 Lakh.

How does this deductible will work in case of cashless claim ? how will i claim from these two policies?

Any kind of suggestions will be highly appreciated.

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Health Insurance

1 Answer

06 Dec, 2022
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Hi Ankit,

If you opt for a deductible, you cannot reverse it later with optima secure policy. With deductible, first 1 lakh of your hospitalisation expense in a year will be borne by you and then your policy will trigger

For guidance related to your policy, please schedule a call with any of the advisor, they'll guide you better

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