Sir,I currently have a Family floater Health insurance from HDFC Ergo with coverage of 15 lakhs.
19 Oct, 2021 by Babu A
Sir,I currently have a Family floater Health insurance from HDFC Ergo with coverage of 15 lakhs with auto restore of 10 lakhs extra (earlier Apollo Munich Optima ) . I am continuing this for the past 4 years. Should I continue or switch to another company ? My requirements good coverage of cities in Hyderabad , Bangalore. We are a family of 3 . Myself aged 38, wife 35 and kid 5. Thankfully, there have been no claims till now , since inception.
You may stick to the plan Optima Restore is a good plan, no need to get too adventureous. At time of renewal try to add protector rider. It will be helpful in the long run.