Sr citizen health policy - how does co-pay work along with sub-limits?
I saw that in senior citizen policies, there is co-pay and there are sub-limits on treatments. So how is the final claim settled? Do they first calculate the amount payable under a given treatment and then add co-pay or is co-pay only to expenses without any sub-limits?
Also, could you help with a good senior citizen health insurance that does not pinch the pocket