Star Comprehensive or Care Heart??
My father had angioplasty in 2016 and after that no any major surgery/treatment. He is 61 now. Due to misguidance from agent his previous policy is cancelled. Now Care is offering Care Heart plan(port) with premium of 35500/-. Star has declined Cardiac Platinum and offering Comprehensive plan(Fresh). Below are the pros & cons I've found till now. Kindly suggest which one is better for father. p.s policy renewal date was 19/12/2022.
+ No waiting period
+ Cover Non consumable
- copay 20%
- Premium 35,500/-
+ Less premium 28866/-
+ 10% copay
- Fresh Policy
- waiting period for PED - 3 years
- couldn't find any details about sub limits
Let me know if any other details are required.