SACHA ADVICE. ACHA ADVISOR.
back arrow Back

Star Comprehensive or Care Heart??

reply Share
30 Dec, 2022 by  Maulik

Hello Sir,


My father had angioplasty in 2016 and after that no any major surgery/treatment. He is 61 now. Due to misguidance from agent his previous policy is cancelled. Now Care is offering Care Heart plan(port) with premium of 35500/-. Star has declined Cardiac Platinum and offering Comprehensive plan(Fresh). Below are the pros & cons I've found till now. Kindly suggest which one is better for father. p.s policy renewal date was 19/12/2022.

Care Heart:

+ Port

+ No waiting period

+ Cover Non consumable

- copay 20%

- Premium 35,500/-


Star Comprehensive:

+ Less premium 28866/-

+ 10% copay

- Fresh Policy

- waiting period for PED - 3 years

- couldn't find any details about sub limits


Let me know if any other details are required.

like like
0
Parents-Health-Insurance

1 Answer

Post
16 Jan, 2023

Hi Maulik,

From an overall perspective, the Star Health Comprehensive plan is a better plan when compared with the Care Insurance Care Heart plan. If your father's previous policy has been canceled, I would suggest you go with the Star Health Comprehensive plan.

Also, it would be best for you to get in touch with one of our top advisors. They would be able to help you figure out the best way forward.

Thanks!

like like
0
icon-comment 0 Comments
icon-reply Reply

Tired of dealing with call centers!

Get a professional advisor for life!

LIFETIME FREE

Rs. 1799

or

Discover the best tips for insurance every week!

Beshak is not regulated by the Insurance Regulatory and Development Authority of India (IRDAI) and does not have any alliance or association with any Insurance business.
© Copyright 2023 Beshak Solutions Pvt. Ltd. All Rights Reserved.

Disclaimer: The content on the website is purely for information purposes for the public at large, and does not constitute personal financial advice for a specific individual reader.
If you are reading this, it means you love reading the fine print. Why not get paid for what you love doing - Join us by writing to info@beshak.org now 🙂