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Subsidence question (home insurance)
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20 Nov, 2021
by zaara sheikh
Hello all. Can someone please help me in this question. What can be the right answer for it according to the UK 🇬🇧 ? Thank you
Jo is currently insured with insurer Z . She notifies the insurer of a subsidence claim that has occurred over a period of time when she was first covered by insurer X and then by insurer Y. Which insurer(s) would settle the claim?
A) Insurer X only
B) insurers X and Y oy
C ) insurer Z only
D) insurer X,Y and Z
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24 Nov, 2021
zaara sheikh
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Hey Zaara,
Hope you are doing well! As far as my knowledge goes, subsidence is covered by almost all home insurance policies, however, a claim for subsidence is payable only if your home has never suffered subsidence in the past. This means that the correct answer to your question should be 'Insurer X only'
Hope this helps!
Thanks!