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Subsidence question (home insurance)

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20 Nov, 2021 by  zaara sheikh

Hello all. Can someone please help me in this question. What can be the right answer for it according to the UK 🇬🇧 ? Thank you

Jo is currently insured with insurer Z . She notifies the insurer of a subsidence claim that has occurred over a period of time when she was first covered by insurer X and then by insurer Y. Which insurer(s) would settle the claim?

A) Insurer X only

B) insurers X and Y oy

C ) insurer Z only

D) insurer X,Y and Z

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1 Answer

24 Nov, 2021

Hey Zaara,

Hope you are doing well! As far as my knowledge goes, subsidence is covered by almost all home insurance policies, however, a claim for subsidence is payable only if your home has never suffered subsidence in the past. This means that the correct answer to your question should be 'Insurer X only'

Hope this helps!


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24 Nov, 2021
zaara sheikh
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