Subsidence question (home insurance)
20 Nov, 2021
by zaara sheikh
Hello all. Can someone please help me in this question. What can be the right answer for it according to the UK 🇬🇧 ? Thank you
Jo is currently insured with insurer Z . She notifies the insurer of a subsidence claim that has occurred over a period of time when she was first covered by insurer X and then by insurer Y. Which insurer(s) would settle the claim?
A) Insurer X only
B) insurers X and Y oy
C ) insurer Z only
D) insurer X,Y and Z
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24 Nov, 2021
zaara sheikh
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Hey Zaara,
Hope you are doing well! As far as my knowledge goes, subsidence is covered by almost all home insurance policies, however, a claim for subsidence is payable only if your home has never suffered subsidence in the past. This means that the correct answer to your question should be 'Insurer X only'
Hope this helps!
Thanks!