SACHA ADVICE. ACHA ADVISOR.
back arrow Back

Super Top Up for future medical issues

reply Share
17 Jul, 2022 by  Rayapu Ashok Kumar Reddy

Dear Members


We are a family of 4 members ( ages: 32, 28, 4, 1)


The cost of medical inflation is rising at 10% per annum. So a medical surgery costing Rs. 10lakhs now will cost Rs.1.8 crores in 30 years . So i want to buy a super top of above 2crores now inorder to protect future inflation medical costs. In the future if any health issues occur i cannot get proper insurance .So, i want mamimum protection when we are healthy.Kindy suggest any plans of above 2 crores super top Up.

like like
0

2 Answer

Post
17 Jul, 2022
CEO, Insurance Samadhan

Dear Mr Reddy

You are too pessimistic.

Hospital costs like Doctor visit, room rent is going up but treatment costs are not linked to inflation. Rather it has come down due to medical advancements .

Planning a super Top up of Rs 1 crore with Rsc10 lakh deductible is more than sufficient.

Go for any leading brand which has large number of network hospitals in your area .Each brand has geographic concentration

, so choose your brand .

Best wishes


like like
0
icon-comment 0 Comments
icon-reply Reply
17 Jul, 2022
connect with advisor

Hi Rayapu Ashok Kumar Reddy,


We understand that you are trying to protect your family from future medical emergencies


We can guide you best with your insurance needs, you can buy a cover in combination of base plan + super top up


Currently, combination of upto 1 crore is sufficient for coming 20-25 years


If you wish to understand how, do get in touch


Komal Jain

Qualified Personal Finance Professional ®

like like
0
icon-comment 0 Comments
icon-reply Reply
connect with advisor

Tired of dealing with call centers!

Get a professional advisor for life!

LIFETIME FREE

Rs. 1799

or

Discover the best tips for insurance every week!

Beshak is not regulated by the Insurance Regulatory and Development Authority of India (IRDAI) and does not have any alliance or association with any Insurance business.
© Copyright 2022 Beshak Solutions Pvt. Ltd. All Rights Reserved.

Disclaimer: The content on the website is purely for information purposes for the public at large, and does not constitute personal financial advice for a specific individual reader.
If you are reading this, it means you love reading the fine print. Why not get paid for what you love doing - Join us by writing to info@beshak.org now 🙂