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Super top up for my father after bypass surgery
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24 Dec, 2022
by Sumeet Solanki
I HAVE A HEALTH INSURANCE POLICY OF HDFC ERGO 5 lakhs sum .Recently he has undergone gone a cagb surgery (Bypass) my question is can i take a super top up policy of the same company after the surgery and if yes will there be any conditions on the super top up policy
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26 Dec, 2022
CEO, Insurance Samadhan
Dear Sumeet
I dont think any insurance company will accept the risk post bypass surgery.
Ypu can apply cardiac specific plan but that may try expensive.
Best wishes
Shailesh
Insurance Samadhan
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Hi,
You can apply for the super top-up policy from the same insurer by disclosing the surgery details, along with any any past or present health issues, follow up papers and reports after the surgery.
If the insurer rejects the proposal, then apply to other insurers. Hopefully someone should accept.
Thank you