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Super top up for parents:
My parents are senior citizens (age 62 & 64yr). They have medical insurance of 4 lakh each from new India insurance. I am planning for super top-up health insurance for them with a limit of 15 lakh. They currently stay in Nasik, Maharashtra.
My mom had cholesterol & is pre-diabetic. Dad has high BP.
I did some study on the internet & found Bajaj Allianz has the shortest waiting period for 'PED'. Also good reviews about HDFC ergo and Max Bupa.
I need some recommendations from this forum to choose a reliable insurer even if the annual premium may be a bit high.
Thank you in advance.