Super Top Up Plan - Some Questions
15 Apr, 2023 by opusocial
In 2021 (after second wave of COVID), I bought NIVA BUPA 5 Lakhs Base Plan individually for myself and my mother.
I have some queries because I want to buy super top up:
- We didn't claim anything for 1 year, so we got NO claim bonus of 250,000. So my base plan is of 5 lakhs or 7.5 lakhs? I am confused regarding this.
- Super top up plan should be bought from same company i.e. NIVA BUPA or can I opt for some other company?
- If I buy from the same company, will I have to provide policy number of base policy and super top up to the hospital for cashless claim? Or I just have to provide them with the base policy number and their system will automatically take super top up into account?
- Just in case, if I buy super top up from some other company, then how will I claim cashless treatment, if required after base plan is exhausted?
Thanks and Regards