Super top-up requirement?
My parents are above 60 with one above 65. We have individual 5 lakh policies. Till now the hospital expenses have not gone above max 1.5 lakhs. But the *room rent cap will be breached from next year*. Is it advisable to take *super top up policy now*? We have *New India Assurance good health policy. It's a tie up with Citibank*. The cashless policy has always worked with even pre and post hospitalization reimbursement recieved on most claims. Parents are diabetic and Dad has heart blockage which cannot be operated on while Mom has had 18 procedures done due to various ailments.