Hope you are doing well and apologies for the delayed response! Missed replying over here somehow. TATA AIA Life's Param Rakshak Solution plan is a market-linked life insurance policy which the insurance company is selling only offline as of now as far as I know. Regret to inform you that we haven't done any research on this product yet and would not be able to comment on this. Beshak predominantly specializes in Term Life Insurance and Health Insurance products.