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Term Insurance for unemployed

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22 Nov, 2021 by  Raghunandan Bhat

I'm looking to buy a term insurance but I have just moved to US for education. I plan to comeback to India in 10 years. So I want to buy a term insurance in India and I need clarification about how to buy it?

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25 Nov, 2021

Hey Raghu,

Hope you are doing well! As far as my knowledge goes, insurers would not accept your proposal on the grounds of you being a student. Even if you apply for term insurance, they'll postpone your proposal.

I would suggest you get in touch with a couple of insurers like Max Life, Aditya Birla Sun Life, or Bajaj Allianz Life and confirm -

  1. If they'll provide insurance to a student.
  2. If they'll provide insurance to an NRI in the US. All insurance companies have a pre-defined list of countries in which they provide insurance to NRI's.

Hope this helps!

Thanks!

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