Term Insurance Rejected for non Disclosure
One of my family member died recently because of Covid-19. He has 1 Crore term insurance in HDFC life. He took policy in 2015.
He has diabetics but at the time of policy Proposal he did not disclose. So, the company rejected the claim. As i know after 3 years of policy inception no claim can be rejected as per Sec.45.
Can we Fight legally against the company?