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Term Insurance - Smoker or Non - Smoker

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25 May, 2022 by  Ravi N

Hi,


A friend is buying term insurance and he stopped smoking 3 months back. Should he opt for a smoker premium or a non-smoker premium? He is in the process of applying.

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Term Life Insurance

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26 May, 2022
Founder, Beshak

This question is already answered here, Ravi.


How to answer Smoker/Non-Smoker question in Term Life Insurance? | Beshak Forum


TLDR; Yes, he will in most insurers have to opt for smoker premium, not non-smoker premium!

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20 Jun, 2022
Husnain
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