Term plan conditions self inflicted injury
28 Mar, 2022 by Aman R
My friend has donated liver to his father . He has term plan with metlife prior to such operation. Does this impact his policy payout adversely in case of his untimely death (just for example). Alternatively does liver donation comes under self inflicted injury??
This is not a self inflicted injury, as these procedures are done by doctors.
Suicide within first policy year is not covered under term insurance. Post first year, any type of death is covered