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Tested positive for nicotine

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26 Apr, 2023 by  Sadashiv

Recently I had applied for a term cover. The insurer has now presented me revised rates saying I have tested positive for nicotine, though I have never smoked or chewed tobacco in my life. What is the way out?

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Term Life Insurance

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06 May, 2023
Sadashiv

Update: I asked insurer for re-test. They agreed and my policy is issued at original rate.

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