The right Insurance and super topup health insurance combo plan for a 35 yr old healthy woman.
Helping a friend - woman who is 35 Yrs (Single) already has a 40 lac health insurance as part of company insurance (big tech). No medical history. Fit.
She does not have any personal health insurance though. I am building a health insurance plan for her.
I had thought 15 Lakhs as base health insurance and 30 lakhs as the super top up insurance. (of course plan is to buy it from the same insurer
The shortlisted are HDFC Ergo or Max Bupa.
Now i have some questions.
1. Should i buy these online or get an insurance consultant to guide further
2. Does HDFC ergo even have a super-top insurance that covers this?
3. Is the amount for insurance too high? (The thought here is that she does earn high and when she is healthy is a good time to lock her in)