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Top-Up Policy for above 65 Years?

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15 Jun, 2021 by  mehul

Hi ,

Can You Suggest Top-Up Policy for Age Above 65 Years.?

Existing Policy is of 3lacs , which company would be better and provides without Medical Test.

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Health Insurance

2 Answer

16 Jun, 2021
CEO, Insurance Samadhan

Dear Mehul

All Health Insurers offer Top up plans for senior citizens .

Some insurer like HDFC Ergo , Aditya Birla , Star , Care have special package for senior citizen .

But all demand medical and I also recommend medical to safe guard your interest in future .

Hope this suffice .

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16 Jun, 2021
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26 Jun, 2021
Chartered Accountant, Personal Finance Advisor

Dear Mehul,

I would recommend going for Senior First from Max Bupa with Sum Assured Rs. 15 Lakhs deductible of Rs. 3 Lakhs . It is not a super top up plan but a plan specifically designed for persons over 61years.

There's waiting period for Pre existing diseases, but no medical tests.

Don't forget to disclose the medical history.

Stay Safe

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