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Top-Up Policy for above 65 Years?
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15 Jun, 2021
by mehul
Hi ,
Can You Suggest Top-Up Policy for Age Above 65 Years.?
Existing Policy is of 3lacs , which company would be better and provides without Medical Test.
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16 Jun, 2021
mehul
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26 Jun, 2021
Chartered Accountant, Personal Finance Advisor
Dear Mehul,
I would recommend going for Senior First from Max Bupa with Sum Assured Rs. 15 Lakhs deductible of Rs. 3 Lakhs . It is not a super top up plan but a plan specifically designed for persons over 61years.
There's waiting period for Pre existing diseases, but no medical tests.
Don't forget to disclose the medical history.
Stay Safe
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Dear Mehul
All Health Insurers offer Top up plans for senior citizens .
Some insurer like HDFC Ergo , Aditya Birla , Star , Care have special package for senior citizen .
But all demand medical and I also recommend medical to safe guard your interest in future .
Hope this suffice .