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Wanted to know about Care Classic Instant health plan vs Star Health Assured plan

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20 Jan, 2023 by  Sham

Hello Team,

After much comparison, I wanted to purchase health Insurance for my parents and finalized the above two plans.

In Care Classic ( Rider: Instant ): Existing diseases are covered ( Diabetic + BP) in 30 Days.

Whereas in Start Health I have a waiting period of 3 years.

which according to you will be a better plan to consider?

Thanks in Advance

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1 Answer

21 Jan, 2023
CEO, Insurance Samadhan

Dear Sham

All companies are IRDA regulated and good but premium is dependent on probability of paying claim . As claim probability with diseases and 30 days exclusion will be higher hence premium will be higher .

So check premium then decide .

Best wishes

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