What are the options for parents health insurance with history of BP and Kidney disease(CKD)?
01 Oct, 2020
by Karthik Mungamuru
I've been tying to get clarity on taking health insurance if the insurer has BP and CKD. some insurer are not ready to issue the policy. Would it change with the new guidelines?
Thanks in advance.
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01 Oct, 2020
Co-founder, SureClaim
Hey Karthik, let me try and suggest way forward to you. Could you please help me with some details:
- What is the age of the person for whom insurance has to be taken and their current location?
- For how long is this person having BP and CKD history?
- Has this person been admitted to hospital in the past (for both minor and major diseases)?
- Which insurers have already rejected the proposal? Which year have you applied to them?
Please revert with these details so that I can suggest you solution.
Anuj Jindal
Co-founder
SureClaim
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01 Oct, 2020
Karthik Mungamuru
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01 Oct, 2020
Co-founder, SureClaim
Thanks Karthik with the details.
I think Coverfox is right in their assessment. With this history, insurers will not consider for insurance.
You should try and build a safety fund for your parents and set aside a certain amount (think of it as a premium) in a deposit, to be used in medical emergencies. That's the best solution in current situation.
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Hello Karthik,
Hope this helps.
Regards,
Team Beshak