Hi Sushmita Sinha,

Seems your first time with Insurance

Why don't you speak to an advisor and figure out which is needed for your at your age

Personal Accident cover offers host of other benefits apart from accident related hospitalisation as well

For example, in case due to an accident, you are bed ridden and unable to carry on with your business/job, you can get a fixed payout from the PA cover

Will be glad to assist you in your insurance planning