back arrow Back

What is the difference between health insurance and personal accident insurance?

reply Share
28 Dec, 2022 by  Sushmita Sinha

Hello there,

I have never taken a health insurance so am confused between the options of general health insurance and personal accident insurance. Doesn't the general one cover accident-related claims as well? So, why do we have the two separately? Can anyone please explain?

like like
Health Insurance

1 Answer

29 Dec, 2022
connect with advisor

Hi Sushmita Sinha,

Seems your first time with Insurance

Why don't you speak to an advisor and figure out which is needed for your at your age

Personal Accident cover offers host of other benefits apart from accident related hospitalisation as well

For example, in case due to an accident, you are bed ridden and unable to carry on with your business/job, you can get a fixed payout from the PA cover

Will be glad to assist you in your insurance planning

like like
icon-comment 0 Comments
icon-reply Reply
connect with advisor

Tired of dealing with call centers!

Get a professional advisor for life!


Rs. 1799


Discover the best tips for insurance every week!

Beshak is not regulated by the Insurance Regulatory and Development Authority of India (IRDAI) and does not have any alliance or association with any Insurance business.
© Copyright 2023 Beshak Solutions Pvt. Ltd. All Rights Reserved.

Disclaimer: The content on the website is purely for information purposes for the public at large, and does not constitute personal financial advice for a specific individual reader.
If you are reading this, it means you love reading the fine print. Why not get paid for what you love doing - Join us by writing to now 🙂