what is the process for cashless claim for base and super top up of differnent companies
I have a base policy in manipal cigna and super top up in care health. Is it possible for claiming both policies cashless . What is the procedure involed in claiming both at the same time. I cannot afford the amount first and again claiming for reimbrusement. In emergency cases once the base policy of one company finished will the another compay process it immedaitely for super top up? What are the IRDA guide lines regarding this?