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When should you take a super top up?

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04 Oct, 2023 by  Anant Jain

If you have a SI of 10Lakhs, in what cases you should consider buying a super top-up plan? Which parameters should be evaluated to take the decision on buying super top-up (e.g., age, PED, etc.?)

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Yes both age and PED will be considered when buying a super top up, considerations remain the same whether it is a base plan or ST,


As a matter of fact in cases where the medical history is prevalent certain times getting a upgradation to base plan is easier than opting for a ST, as it is offered at a lower price (hence underwriting norms may be stringent)

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