Hi Beshak, I'm looking to buy term insurance policy. But, should I buy policy from agents if they're providing discount ? If no, then why ?
It is less important where you buy your term insurance from.
You should have all the right reasons to buy term cover and you should do thorough research before deciding on the product.
Your health declarations should be accurate. After that, it doesn't matter much from where and at what price you buy your policy from.
Make sure the nominee in the policy is aware of the policy at every renewal.