Which Health Insurance plan to choose? 29 Y Female , No smoking No drinking
28 Apr, 2021
by Anonymous
Sir,
In the month of March 2021, I have purchased Young Star Silver Plan for the annual premium of 7055 Rs . Sum assured is 10 L.
I am a 29 year old female with no history of drugs / tobacco / drinking / smoking. Never been tested positive for covid-19. No diabetes / Hypertension. Currently on the medicines for depression and anxiety.
Max Bupa - Health Companion with Recharge (Money Saver) VS MY current Plan : Which one is better?
Do you suggestion for any other better health insurance plan ?
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02 May, 2021
Sonu
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01 May, 2021
Sonu
- I will suggest Max bupa reassure or HDFC ergo optima restore for yourself. But you have to wait a few months before you should submit your porting request. You can consider them for your father too but separately.
- For Diabetes and Hypertension HDFC optima energy is the best one as it cover those diseases from day one. But the premium is quite high so won't suggest a floater for both parents. Unless you want to pay the high premium take separate policies both of them.
- Just mention the mental health conditions while applying & I think most the insurers will approve the proposals.
Hope this is helpful.
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01 May, 2021
Anonymous
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Also my parents don't have any health insurance. Please suggest a plan for them as well.
Father (61 years) : No Diabetes, No BP
Mother (58 years) : Type 2 Diabetes and Hypertension
Both have mental health disorders but with regular medication and care, they have been leading steady life.