back arrow Back

Which is best Out patient health insurance

reply Share
21 Jul, 2022 by  Chethansuhas gowda

Now a new trend of OPD( Out Patient) health insurance plans have been introduced which one is better for a family

like like
0
Health Insurance

1 Answer

Post
connect with advisor

OPD plans will have either value based restrictions or a capping on maximum number of OPDs that you can avail.


Add to it the higher premiums that you'll have to forego to get this benefit, many of these benefits are available only on reimbursement basis which might need effort from your end to get back the money from the insurer.



If you overall look at the purpose of insurance it is to protect you from critical and non critical in hospitalisations..


The premiums you'll pay vs the value you get with such OPD offerings are misaligned, so given an option its best to have a plan without one.


Incase you still are inclined to it you can look at insurers like Bajaj, Star who offer opd coverages upto a certain number of visits in a year provided you're ok with bearing higher premiums.

like like
0
icon-comment 0 Comments
icon-reply Reply
connect with advisor

Tired of dealing with call centers!

Get a professional advisor for life!

LIFETIME FREE

Rs. 1799

or

Discover the best tips for insurance every week!

Beshak is not regulated by the Insurance Regulatory and Development Authority of India (IRDAI) and does not have any alliance or association with any Insurance business.
© Copyright 2022 Beshak Solutions Pvt. Ltd. All Rights Reserved.

Disclaimer: The content on the website is purely for information purposes for the public at large, and does not constitute personal financial advice for a specific individual reader.
If you are reading this, it means you love reading the fine print. Why not get paid for what you love doing - Join us by writing to info@beshak.org now 🙂