back arrow Back

Which is better Restore/Recharge benefit?

reply Share
29 Apr, 2022 by  jignesh


I want to buy health policy for my mother (individual plan), which is better in terms of restore benefit? The plan that offers Unlimited restore for different illness Or the one which covers same person same illness but triggers pnly once for the policy tenure?

like like
Health Insurance

2 Answer

connect with advisor

Hey Jignesh

There are plans that offer once a year restoration for multiple illnesses & without any cooling period - which I feel is a better alternative.

Please understand a restoration benefit mainly is a marketing feature in a plan, yes you can truly use it but you'd like to choose a plan that does not put any cooling period restrictions on you.

The restoration feature you choose is a matter of personal choice, though be informed of the conditions surrounding it & your mothers health needs.

like like
icon-comment 0 Comments
icon-reply Reply
connect with advisor
13 May, 2022
connect with advisor

Hey Jignesh,

There are plans which gives you coverage for related restoration and unrelated restoration for unlimited times.

If you are taking just base policy of 5 lakhs then restoration for related illness is suggested.

If you are opting for 20 lakhs cover then restoration for unrelated illness can be taken.

I am available to help you out

Thanks &:Regards

Vikram Aralikatty CFP

like like
icon-comment 0 Comments
icon-reply Reply
connect with advisor

Tired of dealing with call centers!

Get a professional advisor for life!


Rs. 1799


Discover the best tips for insurance every week!

Beshak is not regulated by the Insurance Regulatory and Development Authority of India (IRDAI) and does not have any alliance or association with any Insurance business.
© Copyright 2022 Beshak Solutions Pvt. Ltd. All Rights Reserved.

Disclaimer: The content on the website is purely for information purposes for the public at large, and does not constitute personal financial advice for a specific individual reader.
If you are reading this, it means you love reading the fine print. Why not get paid for what you love doing - Join us by writing to now 🙂