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Aditya Birla Activ Fit (Plus) vs Bajaj Allianz My Health Care
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Aditya Birla Activ Fit (Plus) with similar Health Insurances
Bajaj Allianz My Health Care with similar Health Insurances
Compare Aditya Birla Activ Fit (Plus) and Bajaj Allianz My Health Care
Claims Track Record:
Aditya Birla Activ Fit (Plus)
Aditya Birla Health Insurance Company Limited has a claim settlement ratio of 90.24% and claims incurred ratio of 72.71%. The company has also settled 98.61% of claims in less than 30 days. They have received higher claim complaints as compared to other insurance companies.
Bajaj Allianz My Health Care
When it comes to settling claims, Bajaj Allianz General Insurance Company Limited has settled 99.38% of claims in less than 30 days. They have a claim settlement ratio of 72.14% and a claims incurred ratio of 81.10%. Additionally, they've received fewer complaints related to claims compared to other insurers.
Service Experience:
Aditya Birla Activ Fit (Plus)
Aditya Birla Health Insurance Company Limited facilitates customer service via its toll-free number and Twitter channel. Based on our research, their Twitter response rate is quick and their toll-free response rate is average. Therefore, if you require a quick response, their Twitter handle may be the better option.
Bajaj Allianz My Health Care
The Bajaj Allianz General Insurance Company Limited offers customer service via toll-free number and Twitter. Both their Twitter response and toll-free response rate are average. In case of any issues or queries, you can contact either of these channels for assistance.
Product Benefits:
Aditya Birla Activ Fit (Plus)
The Aditya Birla Activ Fit (Plus) Plan provides coverage for hospitalisation expenses as well as pre and post-hospitalisation expenses. Pre-hospitalisation expenses are covered for 90 days before hospitalisation and post-hospitalisation expenses are covered for 180 days after discharge, both up to the sum insured. It also covers daycare treatments, domiciliary treatments, organ donor expenses related to harvesting the organ, and modern treatments up to the sum insured. The plan also covers the cost of consumables up to the sum insured if opted for as an add-on. With the Aditya Birla Activ Fit (Plus) Plan, you can pick any room you want. There is no room rent limit. Besides that, there's no ICU rent limit and copayment/deductible limit. Also, there's no cap on common treatments/surgeries like cataract surgery, joint replacement surgery, etc. The Aditya Birla Activ Fit (Plus) Plan has a 48-month waiting period for pre-existing diseases, a 24-month waiting period for specific diseases, and a 48-month waiting period for genetic disorders.
Bajaj Allianz My Health Care
The Bajaj Allianz My HealthCare Plan covers hospitalisation expenses as well as pre and post-hospitalisation expenses. Pre-hospitalisation expenses are covered for 60 days before hospitalisation and post-hospitalisation expenses are covered for 180 days after discharge up to the sum insured. It covers 399 daycare treatments, domiciliary treatments (except 15 illnesses), and modern treatments up to the sum insured. Also, costs associated with harvesting the organ from the donor are covered up to the sum insured as well. The Bajaj Allianz My HealthCare Plan comes with a room rent limit, under which you can select up to a Single Private Room. There is no ICU rent limit or deductible. However, you can opt for an optional copayment of 5% or 10% or 20%. Common treatments/surgeries like cataract treatment are covered up to 20% of the sum insured per eye per policy year subject to a maximum of Rs 1 lakh, and joint replacement surgery is covered up to the sum insured. Under the policy, pre-existing diseases have a 36-month waiting period, and specific diseases/treatments have a 24-month waiting period.