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Aditya Birla Activ Fit (Preferred) vs Aditya Birla Activ Health Platinum (Enhanced)
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Aditya Birla Activ Fit (Preferred) vs Aditya Birla Activ Health Platinum (Enhanced)
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Aditya Birla Activ Fit (Preferred) with similar Health Insurances
Aditya Birla Activ Health Platinum (Enhanced) with similar Health Insurances
Compare Aditya Birla Activ Fit (Preferred) and Aditya Birla Activ Health Platinum (Enhanced)
Claims Track Record:
Aditya Birla Activ Fit (Preferred)
Aditya Birla Health Insurance Company Limited has a claim settlement ratio of 90.24% and claims incurred ratio of 72.71%. Furthermore, it has settled 98.61% of claims in less than 30 days. They have received a higher number of claim complaints as compared to other insurers.
Aditya Birla Activ Health Platinum (Enhanced)
Aditya Birla Health Insurance Company Limited has a claim settlement ratio of 90.24% and claims incurred ratio of 72.71%. It has also settled 98.61% of claims in less than 30 days. They've received higher complaints related to claims compared to other insurers.
Service Experience:
Aditya Birla Activ Fit (Preferred)
Aditya Birla Health Insurance Company Limited facilitates customer service via its toll-free number and Twitter channel. Our research shows that their Twitter response rate is quick and their toll-free response rate is average. If you have any questions or concerns, you might get better help via Twitter.
Aditya Birla Activ Health Platinum (Enhanced)
Aditya Birla Health Insurance Company Limited offers customer service via their toll-free number and Twitter account. Based on our research, their Twitter response rate is quick and their toll-free response rate is average. So, we recommend contacting the company's Twitter handle for assistance in times of need.
Product Benefits:
Aditya Birla Activ Fit (Preferred)
The Aditya Birla Activ Fit (Preferred) Plan provides coverage for hospitalisation expenses as well as pre and post-hospitalisation expenses. Pre-hospitalisation expenses are covered for 90 days before hospitalisation and post-hospitalisation expenses are covered for 180 days after discharge, both up to the sum insured. All day care treatments, domiciliary treatments, organ donor expenses related to harvesting the organ, and modern treatments are covered too - up to the sum insured. And, consumables are also covered up to the sum insured if you opt for an add-on. With the Aditya Birla Activ Fit (Preferred) Plan, you can choose any room type as it doesn't have any restrictions. And, there is no ICU rent limit and copayment/deductible limit. Moreover, the insurer covers common treatments/surgeries like cataract treatment, joint replacement surgery, etc. up to the sum insured without imposing any limits. The Aditya Birla Activ Fit (Preferred) Plan has a 48-month waiting period for pre-existing diseases, a 24-month waiting period for specific diseases, and a 48-month waiting period for genetic disorders.
Aditya Birla Activ Health Platinum (Enhanced)
As part of the Aditya Birla Activ Health Platinum - Enhanced Plan, hospitalisation expenses and pre and post-hospitalisation expenses are covered. Pre-hospitalisation expenses are covered for 60 days before hospitalisation and post-hospitalisation expenses are covered for 180 days after discharge - up to the sum insured. Additionally, the plan covers 586 day care treatments, domiciliary treatments (except 9 illnesses), organ donor expenses related to harvesting the organ, and modern treatments up to the sum insured. Expenses associated with the consumables are covered up to the sum insured – if you opt for an add-on. The Aditya Birla Activ Health Platinum – Enhanced Plan gives you the freedom to choose any room as per your preference without imposing any limits if you opt for an add-on. Further, it has no ICU rent limit, copayment limit, deductible limit, or sub-limits on common treatments/surgeries like cataract treatment, joint replacement surgery, etc. The Aditya Birla Activ Health Platinum – Enhanced Plan has a waiting period of 36 months for pre-existing diseases, a waiting period of 24 months for specific diseases, and a waiting period of 48 months for genetic disorders.