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Aditya Birla Activ Fit (Preferred) vs Tata AIG MediCare
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Aditya Birla Activ Fit (Preferred) with similar Health Insurances
Tata AIG MediCare with similar Health Insurances
Compare Aditya Birla Activ Fit (Preferred) and Tata AIG MediCare
Claims Track Record:
Aditya Birla Activ Fit (Preferred)
Aditya Birla Health Insurance Company Limited has a claim settlement ratio of 90.24% and claims incurred ratio of 72.71%. Furthermore, it has settled 98.61% of claims in less than 30 days. They have received a higher number of claim complaints as compared to other insurers.
Tata AIG MediCare
Tata AIG General Insurance Company Limited has settled 84.95% of claims in less than 30 days. It has a claim settlement ratio of 63.38% and a claims incurred ratio of 76.13%. Moreover, it has received fewer complaints related to claims as compared to other insurers.
Service Experience:
Aditya Birla Activ Fit (Preferred)
Aditya Birla Health Insurance Company Limited facilitates customer service via its toll-free number and Twitter channel. Our research shows that their Twitter response rate is quick and their toll-free response rate is average. If you have any questions or concerns, you might get better help via Twitter.
Tata AIG MediCare
Tata AIG General Insurance Company Limited offers customer service via a toll-free number and Twitter. As per our research, their Twitter response is average, and their toll-free response is quick. So, we recommend contacting them via their toll-free number if you have any questions or concerns.
Product Benefits:
Aditya Birla Activ Fit (Preferred)
The Aditya Birla Activ Fit (Preferred) Plan provides coverage for hospitalisation expenses as well as pre and post-hospitalisation expenses. Pre-hospitalisation expenses are covered for 90 days before hospitalisation and post-hospitalisation expenses are covered for 180 days after discharge, both up to the sum insured. All day care treatments, domiciliary treatments, organ donor expenses related to harvesting the organ, and modern treatments are covered too - up to the sum insured. And, consumables are also covered up to the sum insured if you opt for an add-on. With the Aditya Birla Activ Fit (Preferred) Plan, you can choose any room type as it doesn't have any restrictions. And, there is no ICU rent limit and copayment/deductible limit. Moreover, the insurer covers common treatments/surgeries like cataract treatment, joint replacement surgery, etc. up to the sum insured without imposing any limits. The Aditya Birla Activ Fit (Preferred) Plan has a 48-month waiting period for pre-existing diseases, a 24-month waiting period for specific diseases, and a 48-month waiting period for genetic disorders.
Tata AIG MediCare
The TATA AIG MediCare Plan covers hospitalisation expenses as well as pre and post-hospitalisation expenses. Pre-hospitalisation expenses are covered for 60 days before hospitalisation, and post-hospitalisation expenses are covered for 90 days after discharge, up to the sum insured. The plan covers 541 daycare treatments, all domiciliary treatments, organ donor harvesting expenses, all modern treatments, and consumables up to the sum insured. In the TATA AIG MediCare Plan, you can choose any room type since there's no restriction on room rent. Furthermore, there's no limit on ICU rent, copay, and deductible. Common surgeries/treatments like cataract surgery, joint replacement, etc. don’t come with any financial sub-limits and are covered up to the sum insured. There's a 36-month waiting period for pre-existing conditions and a 24-month waiting period for specific diseases.