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Aditya Birla Activ One (MAX) vs Aditya Birla Activ Health Platinum (Enhanced)
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Aditya Birla Activ One (MAX) with similar Health Insurances
Aditya Birla Activ Health Platinum (Enhanced) with similar Health Insurances
Compare Aditya Birla Activ One (MAX) and Aditya Birla Activ Health Platinum (Enhanced)
Claims Track Record:
Aditya Birla Activ Health Platinum (Enhanced)
Aditya Birla Health Insurance Company Limited has a claim settlement ratio of 90.24% and claims incurred ratio of 72.71%. It has also settled 98.61% of claims in less than 30 days. They've received higher complaints related to claims compared to other insurers.
Service Experience:
Aditya Birla Activ Health Platinum (Enhanced)
Aditya Birla Health Insurance Company Limited offers customer service via their toll-free number and Twitter account. Based on our research, their Twitter response rate is quick and their toll-free response rate is average. So, we recommend contacting the company's Twitter handle for assistance in times of need.
Product Benefits:
Aditya Birla Activ Health Platinum (Enhanced)
As part of the Aditya Birla Activ Health Platinum - Enhanced Plan, hospitalisation expenses and pre and post-hospitalisation expenses are covered. Pre-hospitalisation expenses are covered for 60 days before hospitalisation and post-hospitalisation expenses are covered for 180 days after discharge - up to the sum insured. Additionally, the plan covers 586 day care treatments, domiciliary treatments (except 9 illnesses), organ donor expenses related to harvesting the organ, and modern treatments up to the sum insured. Expenses associated with the consumables are covered up to the sum insured – if you opt for an add-on. The Aditya Birla Activ Health Platinum – Enhanced Plan gives you the freedom to choose any room as per your preference without imposing any limits if you opt for an add-on. Further, it has no ICU rent limit, copayment limit, deductible limit, or sub-limits on common treatments/surgeries like cataract treatment, joint replacement surgery, etc. The Aditya Birla Activ Health Platinum – Enhanced Plan has a waiting period of 36 months for pre-existing diseases, a waiting period of 24 months for specific diseases, and a waiting period of 48 months for genetic disorders.