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Aditya Birla Activ Assure Diamond vs Care Insurance Care Supreme
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Aditya Birla Activ Assure Diamond vs Care Insurance Care Supreme
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Aditya Birla Activ Assure Diamond with similar Health Insurances
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Compare Aditya Birla Activ Assure Diamond and Care Insurance Care Supreme
Claims Track Record:
Aditya Birla Activ Assure Diamond
Aditya Birla Health Insurance Company Limited has a claim settlement ratio of 90.24% and claims incurred ratio of 72.71%. It has also settled 98.61% of claims in less than 30 days. They've received higher complaints related to claims, as compared to other insurers.
Care Insurance Care Supreme
Whenever it comes to settling claims, Care Health Insurance Company has a claim settlement ratio of 85.64% and claims incurred ratio of 56.19%. Also, 99.99% of claims were settled in less than 30 days. And, they have higher complaints related to claims as compared to other insurers.
Service Experience:
Aditya Birla Activ Assure Diamond
Aditya Birla Health Insurance Company Limited offers customer service via Twitter and their toll-free number. According to our research, their Twitter response rate is quick and their toll-free response rate is average. So, their Twitter handle can be the ideal choice for customers looking for prompt assistance.
Care Insurance Care Supreme
Care Health Insurance provides customer service via its toll-free number and Twitter channel. According to our research, their Twitter response rate is slow and their toll-free response rate is quick. So, if you're in need of an immediate response, the toll-free number may be the better option.
Product Benefits:
Aditya Birla Activ Assure Diamond
With the Aditya Birla Activ Assure Diamond Plan, hospitalisation expenses and pre and post-hospitalisation expenses are covered. Pre-hospitalisation expenses are covered for 30 days before hospitalisation and post-hospitalisation expenses are covered for 60 days after discharge - up to the sum insured. Additionally, the insurer covers 586 daycare treatments, organ donor expenses related to harvesting the organ, and modern treatments up to the sum insured. Domiciliary treatments (except 9 illnesses) are covered up to 10% of the sum insured. Expenses related to consumables are covered up to the sum insured - if you opt for an add-on. With the Aditya Birla Activ Assure Diamond Plan, you can choose any room you want without placing any cap. Moreover, it has no ICU rent limit, deductible limit, or sub-limit on common treatments/surgeries like cataract treatment, joint replacement surgery, etc. However, there is a copay of 20% for the entry age of 61 years and above. The Aditya Birla Activ Assure Diamond Plan has a 48-month waiting period for pre-existing diseases, 24 months for specific diseases, and 48 months for genetic disorders.
Care Insurance Care Supreme
The Care Insurance Care Supreme Plan provides coverage for hospitalisation expenses as well as pre and post-hospitalisation expenses. Pre-hospitalisation expenses are covered for 60 days before hospitalisation and post-hospitalisation expenses are covered for 180 days after discharge - up to the sum insured. The insurer also covers all day care treatments, domiciliary treatments (except 12 illnesses), organ donor expenses related to harvesting the organ, and modern treatments up to the sum insured. Consumables are also covered up to the sum insured if you opt for an add-on. Care Insurance Care Supreme Plan gives you the freedom to choose any room without imposing any limit. There is no ICU rent limit and copayment/deductible limit. Furthermore, the insurer doesn’t impose any limit on common treatments/surgeries like cataract treatment, joint replacement surgery, etc. Under the Care Insurance Care Supreme Plan, pre-existing diseases have a 12-month waiting period (if you opt for an add-on) and specific diseases have a 24-month waiting period.