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Care Insurance Care Supreme vs ICICI Lombard Health AdvantEdge
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Care Insurance Care Supreme vs ICICI Lombard Health AdvantEdge
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Care Insurance Care Supreme with similar Health Insurances
ICICI Lombard Health AdvantEdge with similar Health Insurances
Compare Care Insurance Care Supreme and ICICI Lombard Health AdvantEdge
Claims Track Record:
Care Insurance Care Supreme
Whenever it comes to settling claims, Care Health Insurance Company has a claim settlement ratio of 85.64% and claims incurred ratio of 56.19%. Also, 99.99% of claims were settled in less than 30 days. And, they have higher complaints related to claims as compared to other insurers.
ICICI Lombard Health AdvantEdge
ICICI Lombard General Insurance Company Limited has a claim settlement ratio of 61.21% and claims incurred ratio of 78.73%. It has settled 99.74% of claims in less than 30 days. The company has received fewer complaints related to claims, as compared to other insurers.
Service Experience:
Care Insurance Care Supreme
Care Health Insurance provides customer service via its toll-free number and Twitter channel. According to our research, their Twitter response rate is slow and their toll-free response rate is quick. So, if you're in need of an immediate response, the toll-free number may be the better option.
ICICI Lombard Health AdvantEdge
ICICI Lombard General Insurance Company Limited offers customer service via its toll-free number and Twitter account. Based on our research, the Twitter response rate is slow, and the toll-free response rate is average, making it a better choice.
Product Benefits:
Care Insurance Care Supreme
The Care Insurance Care Supreme Plan provides coverage for hospitalisation expenses as well as pre and post-hospitalisation expenses. Pre-hospitalisation expenses are covered for 60 days before hospitalisation and post-hospitalisation expenses are covered for 180 days after discharge - up to the sum insured. The insurer also covers all day care treatments, domiciliary treatments (except 12 illnesses), organ donor expenses related to harvesting the organ, and modern treatments up to the sum insured. Consumables are also covered up to the sum insured if you opt for an add-on. Care Insurance Care Supreme Plan gives you the freedom to choose any room without imposing any limit. There is no ICU rent limit and copayment/deductible limit. Furthermore, the insurer doesn’t impose any limit on common treatments/surgeries like cataract treatment, joint replacement surgery, etc. Under the Care Insurance Care Supreme Plan, pre-existing diseases have a 12-month waiting period (if you opt for an add-on) and specific diseases have a 24-month waiting period.
ICICI Lombard Health AdvantEdge
As part of the ICICI Lombard Health AdvantEdge Plan, hospitalisation expenses as well as pre and post-hospitalisation expenses are covered. Pre-hospitalisation expenses are covered for 60 days before hospitalisation and post-hospitalisation expenses are covered for 180 days after discharge, both up to the sum insured. Additionally, the plan covers all day care treatments, domiciliary treatments (except 8 illnesses), organ donor expenses related to harvesting the organ, and modern treatments up to the sum insured. Expenses associated with the consumables are covered up to the sum insured – if you opt for an add-on. The ICICI Lombard Health AdvantEdge Plan gives you the freedom to choose any room as per your preference without imposing any limits. Further, it has no ICU rent limit, copayment limit, deductible limit, or sub-limits on common treatments/surgeries like cataract treatment, joint replacement surgery, etc. The ICICI Lombard Health AdvantEdge Plan has a waiting period of 24 months for pre-existing diseases and a waiting period of 24 months for specific diseases.