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ICICI Lombard Complete Health Insurance (Health Elite) vs ManipalCigna ProHealth (Accumulate)
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ICICI Lombard Complete Health Insurance (Health Elite) with similar Health Insurances
![ICICI Lombard Complete Health Insurance (Health Elite) logo](https://cms-prod.s3.ap-south-1.amazonaws.com/logo_template_grey_c3c4fa836a.png)
ICICI Lombard Complete Health Insurance (Health Elite)
![Aditya Birla Activ Health Platinum (Enhanced) logo](https://cms-prod.s3.ap-south-1.amazonaws.com/logo_template_grey_2_1ac9b438f2.png)
Aditya Birla Activ Health Platinum (Enhanced)
![ICICI Lombard Complete Health Insurance (Health Elite) logo](https://cms-prod.s3.ap-south-1.amazonaws.com/logo_template_grey_c3c4fa836a.png)
ICICI Lombard Complete Health Insurance (Health Elite)
![Aditya Birla Activ Health Platinum (Premier) logo](https://cms-prod.s3.ap-south-1.amazonaws.com/logo_template_grey_2_1ac9b438f2.png)
Aditya Birla Activ Health Platinum (Premier)
![ICICI Lombard Complete Health Insurance (Health Elite) logo](https://cms-prod.s3.ap-south-1.amazonaws.com/logo_template_grey_c3c4fa836a.png)
ICICI Lombard Complete Health Insurance (Health Elite)
![Manipal Cigna ProHealth Prime (Protect) logo](https://cms-prod.s3.ap-south-1.amazonaws.com/logo_template_grey_11_69468e566c.png)
Manipal Cigna ProHealth Prime (Protect)
![ICICI Lombard Complete Health Insurance (Health Elite) logo](https://cms-prod.s3.ap-south-1.amazonaws.com/logo_template_grey_c3c4fa836a.png)
ICICI Lombard Complete Health Insurance (Health Elite)
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Bajaj Allianz Health Guard (Platinum)
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ICICI Lombard Complete Health Insurance (Health Elite)
![Manipal Cigna ProHealth Prime (Advantage) logo](https://cms-prod.s3.ap-south-1.amazonaws.com/logo_template_grey_11_69468e566c.png)
Manipal Cigna ProHealth Prime (Advantage)
ManipalCigna ProHealth (Accumulate) with similar Health Insurances
Compare ICICI Lombard Complete Health Insurance (Health Elite) and ManipalCigna ProHealth (Accumulate)
Claims Track Record:
ManipalCigna ProHealth (Accumulate)
Manipal Cigna Health Insurance Company Limited has a claim settlement ratio of 77.78% and claims incurred ratio of 65.08%. It has settled 99.15% of claims in less than 30 days. The company has received higher complaints related to claims as compared to other insurers.
Service Experience:
ManipalCigna ProHealth (Accumulate)
Manipal Cigna Health Insurance Company Limited offers customer service via its toll-free number and Twitter account. Based on our research, the Twitter response rate is slow, and the toll-free response rate is slow as well.
Product Benefits:
ManipalCigna ProHealth (Accumulate)
As part of the Manipal Cigna ProHealth (Accumulate)) Plan, hospitalisation expenses as well as pre and post-hospitalisation expenses are covered. Pre-hospitalisation expenses are covered for 60 days before hospitalisation and post-hospitalisation expenses are covered for 90 days after discharge, both up to the sum insured. Additionally, the plan covers 546 day care treatments, domiciliary treatments (except 8 illnesses), inpatient organ donor expenses, and modern treatments up to the sum insured. The Manipal Cigna ProHealth (Accumulate) Plan comes with a room rent limit and lets you pick any hospital room except suites. It has no ICU rent limit or sub-limits on common treatments/surgeries like cataract treatment, joint replacement surgery, etc. However, it comes with an optional copay of 10% or 20% and a mandatory copay for entry age 65 years and above. It also has an optional deductible limit of Rs 50K, 1 Lakh, 2 Lakhs, 3 Lakhs, 4 Lakhs, 5 Lakhs, 7.5 Lakhs, or 10 Lakhs. The Manipal Cigna ProHealth (Accumulate) Plan has a waiting period of 36 months for pre-existing diseases and a waiting period of 24 months for specific diseases.