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ICICI Lombard Complete Health Insurance (Health Elite) vs Manipal Cigna ProHealth (Protect)
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ICICI Lombard Complete Health Insurance (Health Elite) with similar Health Insurances
![ICICI Lombard Complete Health Insurance (Health Elite) logo](https://cms-prod.s3.ap-south-1.amazonaws.com/logo_template_grey_c3c4fa836a.png)
ICICI Lombard Complete Health Insurance (Health Elite)
![Aditya Birla Activ Health Platinum (Enhanced) logo](https://cms-prod.s3.ap-south-1.amazonaws.com/logo_template_grey_2_1ac9b438f2.png)
Aditya Birla Activ Health Platinum (Enhanced)
![ICICI Lombard Complete Health Insurance (Health Elite) logo](https://cms-prod.s3.ap-south-1.amazonaws.com/logo_template_grey_c3c4fa836a.png)
ICICI Lombard Complete Health Insurance (Health Elite)
![Aditya Birla Activ Health Platinum (Premier) logo](https://cms-prod.s3.ap-south-1.amazonaws.com/logo_template_grey_2_1ac9b438f2.png)
Aditya Birla Activ Health Platinum (Premier)
![ICICI Lombard Complete Health Insurance (Health Elite) logo](https://cms-prod.s3.ap-south-1.amazonaws.com/logo_template_grey_c3c4fa836a.png)
ICICI Lombard Complete Health Insurance (Health Elite)
![Manipal Cigna ProHealth Prime (Protect) logo](https://cms-prod.s3.ap-south-1.amazonaws.com/logo_template_grey_11_69468e566c.png)
Manipal Cigna ProHealth Prime (Protect)
![ICICI Lombard Complete Health Insurance (Health Elite) logo](https://cms-prod.s3.ap-south-1.amazonaws.com/logo_template_grey_c3c4fa836a.png)
ICICI Lombard Complete Health Insurance (Health Elite)
![Bajaj Allianz Health Guard (Platinum) logo](https://cms-prod.s3.ap-south-1.amazonaws.com/logo_template_grey_15_d2c094a372.png)
Bajaj Allianz Health Guard (Platinum)
![ICICI Lombard Complete Health Insurance (Health Elite) logo](https://cms-prod.s3.ap-south-1.amazonaws.com/logo_template_grey_c3c4fa836a.png)
ICICI Lombard Complete Health Insurance (Health Elite)
![Manipal Cigna ProHealth Prime (Advantage) logo](https://cms-prod.s3.ap-south-1.amazonaws.com/logo_template_grey_11_69468e566c.png)
Manipal Cigna ProHealth Prime (Advantage)
Manipal Cigna ProHealth (Protect) with similar Health Insurances
Compare ICICI Lombard Complete Health Insurance (Health Elite) and Manipal Cigna ProHealth (Protect)
Claims Track Record:
Manipal Cigna ProHealth (Protect)
Manipal Cigna Health Insurance Company Limited has a claim settlement ratio of 77.78% and claims incurred ratio of 65.08%. It has settled 99.15% of claims in less than 30 days. The company has received higher complaints related to claims as compared to other insurers.
Service Experience:
Manipal Cigna ProHealth (Protect)
Manipal Cigna Health Insurance Company Limited offers customer service via its toll-free number and Twitter account. Based on our research, the Twitter response rate is slow, and the toll-free response rate is slow as well.
Product Benefits:
Manipal Cigna ProHealth (Protect)
As part of the Manipal Cigna ProHealth (Protect) Plan, hospitalisation expenses as well as pre and post-hospitalisation expenses are covered. Pre-hospitalisation expenses are covered for 60 days before hospitalisation and post-hospitalisation expenses are covered for 90 days after discharge, both up to the sum insured. Additionally, the plan covers 546 day care treatments, domiciliary treatments (except 8 illnesses), inpatient organ donor expenses, and modern treatments up to the sum insured. The Manipal Cigna ProHealth (Protect) Plan lets you pick any hospital room except suites. It has no ICU rent limit or sub-limits on common treatments/surgeries like cataract treatment, joint replacement surgery, etc. However, it comes with an optional copay of 10% or 20% and a mandatory copay for entry age 65 years and above. It also has an optional deductible limit of Rs 1 Lakh, 2 Lakhs, 3 Lakhs, 4 Lakhs, 5 Lakhs, 7.5 Lakhs, or 10 Lakhs. The Manipal Cigna ProHealth (Protect) Plan has a waiting period of 48 months for pre-existing diseases and a waiting period of 24 months for specific diseases.