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ICICI Lombard Complete Health Insurance (Health Elite) vs Star Health Comprehensive
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ICICI Lombard Complete Health Insurance (Health Elite) with similar Health Insurances
![ICICI Lombard Complete Health Insurance (Health Elite) logo](https://cms-prod.s3.ap-south-1.amazonaws.com/logo_template_grey_c3c4fa836a.png)
ICICI Lombard Complete Health Insurance (Health Elite)
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Aditya Birla Activ Health Platinum (Enhanced)
![ICICI Lombard Complete Health Insurance (Health Elite) logo](https://cms-prod.s3.ap-south-1.amazonaws.com/logo_template_grey_c3c4fa836a.png)
ICICI Lombard Complete Health Insurance (Health Elite)
![Aditya Birla Activ Health Platinum (Premier) logo](https://cms-prod.s3.ap-south-1.amazonaws.com/logo_template_grey_2_1ac9b438f2.png)
Aditya Birla Activ Health Platinum (Premier)
![ICICI Lombard Complete Health Insurance (Health Elite) logo](https://cms-prod.s3.ap-south-1.amazonaws.com/logo_template_grey_c3c4fa836a.png)
ICICI Lombard Complete Health Insurance (Health Elite)
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Manipal Cigna ProHealth Prime (Protect)
![ICICI Lombard Complete Health Insurance (Health Elite) logo](https://cms-prod.s3.ap-south-1.amazonaws.com/logo_template_grey_c3c4fa836a.png)
ICICI Lombard Complete Health Insurance (Health Elite)
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Bajaj Allianz Health Guard (Platinum)
![ICICI Lombard Complete Health Insurance (Health Elite) logo](https://cms-prod.s3.ap-south-1.amazonaws.com/logo_template_grey_c3c4fa836a.png)
ICICI Lombard Complete Health Insurance (Health Elite)
![Manipal Cigna ProHealth Prime (Advantage) logo](https://cms-prod.s3.ap-south-1.amazonaws.com/logo_template_grey_11_69468e566c.png)
Manipal Cigna ProHealth Prime (Advantage)
Star Health Comprehensive with similar Health Insurances
Compare ICICI Lombard Complete Health Insurance (Health Elite) and Star Health Comprehensive
Claims Track Record:
Star Health Comprehensive
Star Health and Allied Insurance Company Limited has a claim settlement ratio of 61.98% and claims incurred ratio of 65.41%. It has settled 95.22% of claims in less than 30 days. The company has received higher complaints related to claims as compared to other insurers.
Service Experience:
Star Health Comprehensive
Star Health and Allied Insurance Company Limited offers customer service via its toll-free number and Twitter account. Based on our research, the Twitter response rate is slow, and the toll-free response rate is average, making it the better choice.
Product Benefits:
Star Health Comprehensive
As part of the Star Health Comprehensive Plan, hospitalisation expenses as well as pre and post-hospitalisation expenses are covered. Pre-hospitalisation expenses are covered for 60 days before hospitalisation and post-hospitalisation expenses are covered for 90 days after discharge, both up to the sum insured. Additionally, the plan covers all day care treatments, domiciliary treatments (except for 13 illnesses), and inpatient organ donor expenses up to the sum insured. Furthermore, modern treatments and consumables are covered up to the sum insured, if you opt for add-ons. The Star Health Comprehensive Plan comes with a room rent limit; you can choose any room except suites and above if you opt for an add-on. But the good news is that it doesn’t levy any ICU rent limits. Common treatments/surgeries like cataract treatments, joint replacement surgeries, etc. don’t come with any sub-limits and the plan doesn’t impose any copay. The Star Health Comprehensive Plan comes with optional deductibles of Rs 25,000/Rs 50,000/Rs 1,00,000. The plan has a waiting period of 36 months for pre-existing diseases and a waiting period of 24 months for specific diseases.