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ICICI Lombard Health AdvantEdge vs Tata AIG MediCare
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ICICI Lombard Health AdvantEdge with similar Health Insurances
Tata AIG MediCare with similar Health Insurances
Compare ICICI Lombard Health AdvantEdge and Tata AIG MediCare
Claims Track Record:
ICICI Lombard Health AdvantEdge
ICICI Lombard General Insurance Company Limited has a claim settlement ratio of 61.21% and claims incurred ratio of 78.73%. It has settled 99.74% of claims in less than 30 days. The company has received fewer complaints related to claims, as compared to other insurers.
Tata AIG MediCare
Tata AIG General Insurance Company Limited has settled 84.95% of claims in less than 30 days. It has a claim settlement ratio of 63.38% and a claims incurred ratio of 76.13%. Moreover, it has received fewer complaints related to claims as compared to other insurers.
Service Experience:
ICICI Lombard Health AdvantEdge
ICICI Lombard General Insurance Company Limited offers customer service via its toll-free number and Twitter account. Based on our research, the Twitter response rate is slow, and the toll-free response rate is average, making it a better choice.
Tata AIG MediCare
Tata AIG General Insurance Company Limited offers customer service via a toll-free number and Twitter. As per our research, their Twitter response is average, and their toll-free response is quick. So, we recommend contacting them via their toll-free number if you have any questions or concerns.
Product Benefits:
ICICI Lombard Health AdvantEdge
As part of the ICICI Lombard Health AdvantEdge Plan, hospitalisation expenses as well as pre and post-hospitalisation expenses are covered. Pre-hospitalisation expenses are covered for 60 days before hospitalisation and post-hospitalisation expenses are covered for 180 days after discharge, both up to the sum insured. Additionally, the plan covers all day care treatments, domiciliary treatments (except 8 illnesses), organ donor expenses related to harvesting the organ, and modern treatments up to the sum insured. Expenses associated with the consumables are covered up to the sum insured – if you opt for an add-on. The ICICI Lombard Health AdvantEdge Plan gives you the freedom to choose any room as per your preference without imposing any limits. Further, it has no ICU rent limit, copayment limit, deductible limit, or sub-limits on common treatments/surgeries like cataract treatment, joint replacement surgery, etc. The ICICI Lombard Health AdvantEdge Plan has a waiting period of 24 months for pre-existing diseases and a waiting period of 24 months for specific diseases.
Tata AIG MediCare
The TATA AIG MediCare Plan covers hospitalisation expenses as well as pre and post-hospitalisation expenses. Pre-hospitalisation expenses are covered for 60 days before hospitalisation, and post-hospitalisation expenses are covered for 90 days after discharge, up to the sum insured. The plan covers 541 daycare treatments, all domiciliary treatments, organ donor harvesting expenses, all modern treatments, and consumables up to the sum insured. In the TATA AIG MediCare Plan, you can choose any room type since there's no restriction on room rent. Furthermore, there's no limit on ICU rent, copay, and deductible. Common surgeries/treatments like cataract surgery, joint replacement, etc. don’t come with any financial sub-limits and are covered up to the sum insured. There's a 36-month waiting period for pre-existing conditions and a 24-month waiting period for specific diseases.