Beshak
Rating - Insurance Ratings based on stuff that matters to
you!
Health Insurance
Best Health Plans
Niva Bupa Aspire (Titanium+) with Disease Management Rider vs Aditya Birla Activ One (NXT)
Compare Health Insurance
Niva Bupa Aspire (Titanium+) with Disease Management Rider vs Aditya Birla Activ One (NXT)
View detail comparison
Consult & Buy from
India’s Top 5% Experts!
Insuring your future, start here 👉🏻
Whom do you want to insure?
Whats your age?
Select age
What's your Pincode?
Niva Bupa Aspire (Titanium+) with Disease Management Rider with similar Health Insurances
Niva Bupa Aspire (Titanium+) with Disease Management Rider
Bajaj Allianz Health Guard (Platinum)
Niva Bupa Aspire (Titanium+) with Disease Management Rider
Aditya Birla Activ Health Platinum (Premier)
Niva Bupa Aspire (Titanium+) with Disease Management Rider
Royal Sundaram Lifeline (Supreme)
Niva Bupa Aspire (Titanium+) with Disease Management Rider
Reliance General Health Gain (Power)
Niva Bupa Aspire (Titanium+) with Disease Management Rider
Manipal Cigna ProHealth Prime (Advantage)
Niva Bupa Aspire (Titanium+) with Disease Management Rider
Aditya Birla Activ Assure Diamond
Niva Bupa Aspire (Titanium+) with Disease Management Rider
Niva Bupa ReAssure 2.0 (Titanium+)
Niva Bupa Aspire (Titanium+) with Disease Management Rider
Aditya Birla Activ Fit (Preferred)
Aditya Birla Activ One (NXT) with similar Health Insurances
Compare Niva Bupa Aspire (Titanium+) with Disease Management Rider and Aditya Birla Activ One (NXT)
Claims Track Record:
Aditya Birla Activ One (NXT)
Aditya Birla Health Insurance Company Limited has a claim settlement ratio of 90.24% and claims incurred ratio of 72.71%. They have settled 98.61% of claims in less than 30 days. Further, they have received a higher number of claim complaints compared to other insurers.
Service Experience:
Aditya Birla Activ One (NXT)
Aditya Birla Health Insurance Company Limited offers customer service through their toll-free number and via Twitter. However, their Twitter response rate is quicker than their response rate over a toll-free number. So, if you have any questions or concerns, or require assistance, you might receive prompt assistance through Twitter.
Product Benefits:
Aditya Birla Activ One (NXT)
The Aditya Birla Activ One (NXT) covers hospitalisation expenses as well as pre and post hospitalisation expenses. Pre-hospitalisation expenses incurred for 90 days before hospitalisation and post-hospitalisation expenses incurred for 180 days after discharge are covered up to the sum insured. It also covers all day care treatments, domiciliary treatments and modern treatments up to the sum insured. Inpatient costs of the organ donor in case of organ transplantation are covered up to the sum insured as well. Do note that the donor’s pre and post-hospitalisation expenses will not be covered. The plan also covers non-medical expenses with no cap or limit when you opt for it as an add on.
Under Aditya Birla Activ One (NXT), there is no room rent limit or ICU rent limit. It also does not have any copayment or deductible limit. Further, there is no limit on common treatments/surgeries like cataract treatment, joint replacement surgery, etc. These are covered up to the sum insured. There is a waiting period of 48 months applicable for pre-existing diseases and a waiting period of 24 months for specific diseases.