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Niva Bupa ReAssure 2.0 (Titanium+) with Disease Management Rider vs Star Health Family Health Optima
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Niva Bupa ReAssure 2.0 (Titanium+) with Disease Management Rider with similar Health Insurances
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Niva Bupa ReAssure 2.0 (Titanium+) with Disease Management Rider
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Manipal Cigna ProHealth (Protect)
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Niva Bupa ReAssure 2.0 (Titanium+) with Disease Management Rider
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Reliance General Health Gain (Power)
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Niva Bupa ReAssure 2.0 (Titanium+) with Disease Management Rider
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Aditya Birla Activ Health Platinum (Enhanced)
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Niva Bupa ReAssure 2.0 (Titanium+) with Disease Management Rider
![Niva Bupa ReAssure 2.0 (Titanium+) logo](https://cms-prod.s3.ap-south-1.amazonaws.com/logo_template_grey_8_73a717171f.png)
Niva Bupa ReAssure 2.0 (Titanium+)
![Niva Bupa ReAssure 2.0 (Titanium+) with Disease Management Rider logo](https://cms-prod.s3.ap-south-1.amazonaws.com/Decoder_Logos_6_a9a9aa90ba.png)
Niva Bupa ReAssure 2.0 (Titanium+) with Disease Management Rider
![Aditya Birla Activ Health Platinum (Premier) logo](https://cms-prod.s3.ap-south-1.amazonaws.com/logo_template_grey_2_1ac9b438f2.png)
Aditya Birla Activ Health Platinum (Premier)
![Niva Bupa ReAssure 2.0 (Titanium+) with Disease Management Rider logo](https://cms-prod.s3.ap-south-1.amazonaws.com/Decoder_Logos_6_a9a9aa90ba.png)
Niva Bupa ReAssure 2.0 (Titanium+) with Disease Management Rider
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ICICI Lombard Health AdvantEdge
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Niva Bupa ReAssure 2.0 (Titanium+) with Disease Management Rider
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Manipal Cigna ProHealth Prime (Protect)
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Niva Bupa ReAssure 2.0 (Titanium+) with Disease Management Rider
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Aditya Birla Activ Fit (Plus)
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Niva Bupa ReAssure 2.0 (Titanium+) with Disease Management Rider
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Bajaj Allianz Health Guard (Platinum)
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Niva Bupa ReAssure 2.0 (Titanium+) with Disease Management Rider
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Bajaj Allianz Health Guard (Gold)
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Niva Bupa ReAssure 2.0 (Titanium+) with Disease Management Rider
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ManipalCigna ProHealth (Plus)
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Niva Bupa ReAssure 2.0 (Titanium+) with Disease Management Rider
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Niva Bupa Aspire (Titanium+)
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Niva Bupa ReAssure 2.0 (Titanium+) with Disease Management Rider
![Reliance General Health Infinity logo](https://cms-prod.s3.ap-south-1.amazonaws.com/logo_template_grey_5_207c0a5760.png)
Reliance General Health Infinity
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Niva Bupa ReAssure 2.0 (Titanium+) with Disease Management Rider
![Bajaj Allianz My Health Care logo](https://cms-prod.s3.ap-south-1.amazonaws.com/logo_template_grey_15_d2c094a372.png)
Bajaj Allianz My Health Care
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Niva Bupa ReAssure 2.0 (Titanium+) with Disease Management Rider
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Aditya Birla Activ Fit (Preferred)
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Niva Bupa ReAssure 2.0 (Titanium+) with Disease Management Rider
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Royal Sundaram Lifeline (Supreme)
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Niva Bupa ReAssure 2.0 (Titanium+) with Disease Management Rider
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Manipal Cigna ProHealth Prime (Advantage)
![Niva Bupa ReAssure 2.0 (Titanium+) with Disease Management Rider logo](https://cms-prod.s3.ap-south-1.amazonaws.com/Decoder_Logos_6_a9a9aa90ba.png)
Niva Bupa ReAssure 2.0 (Titanium+) with Disease Management Rider
![ManipalCigna ProHealth (Accumulate) logo](https://cms-prod.s3.ap-south-1.amazonaws.com/logo_template_grey_11_69468e566c.png)
ManipalCigna ProHealth (Accumulate)
![Niva Bupa ReAssure 2.0 (Titanium+) with Disease Management Rider logo](https://cms-prod.s3.ap-south-1.amazonaws.com/Decoder_Logos_6_a9a9aa90ba.png)
Niva Bupa ReAssure 2.0 (Titanium+) with Disease Management Rider
![Aditya Birla Activ Assure Diamond logo](https://cms-prod.s3.ap-south-1.amazonaws.com/logo_template_grey_2_1ac9b438f2.png)
Aditya Birla Activ Assure Diamond
![Niva Bupa ReAssure 2.0 (Titanium+) with Disease Management Rider logo](https://cms-prod.s3.ap-south-1.amazonaws.com/Decoder_Logos_6_a9a9aa90ba.png)
Niva Bupa ReAssure 2.0 (Titanium+) with Disease Management Rider
![Care Insurance Care Supreme logo](https://cms-prod.s3.ap-south-1.amazonaws.com/logo_template_grey_13_4d7899a2c7.png)
Care Insurance Care Supreme
![Niva Bupa ReAssure 2.0 (Titanium+) with Disease Management Rider logo](https://cms-prod.s3.ap-south-1.amazonaws.com/Decoder_Logos_6_a9a9aa90ba.png)
Niva Bupa ReAssure 2.0 (Titanium+) with Disease Management Rider
![Aditya Birla Activ One (NXT) logo](https://cms-prod.s3.ap-south-1.amazonaws.com/logo_template_grey_2_1ac9b438f2.png)
Aditya Birla Activ One (NXT)
![Niva Bupa ReAssure 2.0 (Titanium+) with Disease Management Rider logo](https://cms-prod.s3.ap-south-1.amazonaws.com/Decoder_Logos_6_a9a9aa90ba.png)
Niva Bupa ReAssure 2.0 (Titanium+) with Disease Management Rider
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New India Floater Mediclaim
Star Health Family Health Optima with similar Health Insurances
Compare Niva Bupa ReAssure 2.0 (Titanium+) with Disease Management Rider and Star Health Family Health Optima
Claims Track Record:
Star Health Family Health Optima
Star Health and Allied Insurance Company Limited has a claim settlement ratio of 61.98% and claims incurred ratio of 65.41%. It has settled 95.22% of claims in less than 30 days. The company has received higher complaints related to claims as compared to other insurers.
Service Experience:
Star Health Family Health Optima
Star Health and Allied Insurance Company Limited offers customer service via its toll-free number and Twitter account. Based on our research, the Twitter response rate is slow, and the toll-free response rate is average, making it the better choice.
Product Benefits:
Star Health Family Health Optima
As part of the Star Health Family Health Optima Plan, hospitalisation expenses as well as pre and post-hospitalisation expenses are covered. Pre-hospitalisation expenses are covered for 60 days before hospitalisation and post-hospitalisation expenses are covered for 90 days after discharge, both up to the sum insured. Additionally, the plan covers all day care treatments and domiciliary treatments (except for 15 illnesses) up to the sum insured. Harvesting expenses related to organ donations are covered up to 10% of the sum insured, with a maximum limit of Rs 1 lakh. Modern treatment coverage and consumables coverage are available up to the sum insured, if you opt for add-ons. The Star Health Family Health Optima Plan comes with a room rent limit; you can choose any room except suites and above if you go for an add-on. But, the good news is that it doesn’t levy any ICU rent limits. Certain treatments/surgeries come with a financial sub-limit, like cataract treatments, which are covered up to Rs 50,000 per eye per policy year with a maximum limit of Rs 75,000; joint replacement surgeries are covered up to the sum insured. The Star Health Family Health Optima Plan also imposes a copay of 20% if your age at the time of entry is 60 years or above. Moreover, there are no deductible options available under this plan. The plan has a waiting period of 48 months for pre-existing diseases and a waiting period of 24 months for specific diseases.