Aditya Birla Sun Life Insurance Company has settled 99.86% of its claims in less than 30 days. Furthermore, the claim settlement ratio is 98.12%, and the company’s claim amount settlement ratio is 96.15%. The company has received fewer claim settlement complaints. It provides the benefit of tracking claims online and a dedicated toll-free number for claims. However, the claim form is long, and you don’t get the benefit of a personal relationship manager for claims or a home pickup claims service.

Edelweiss Tokio Life Insurance Company has a record of settling 100% of claims in under 30 days, but a higher number of claim settlement complaints. Edelweiss Tokio Life Insurance Company has a claim settlement ratio of 99.20%, and their claim amount settlement ratio stands at 95.12%. Furthermore, they offer convenient features such as a dedicated toll-free number for claims support and an online tracking system for claims. However, it's important to be aware that they have a moderately long claim form and do not provide a personal relationship manager for claims. They also don’t offer a home pick-up claim service.

Aditya Birla Sun Life Insurance Company provides customer service via their toll-free service with a moderate response speed, compared to other insurers. This means you may face speedbumps while addressing your queries.

You can contact Edelweiss Tokio Life Insurance Company through their toll-free telephone number and Twitter. Our research has indicated that their toll-free service is quick and efficient, while their Twitter response rate is slow, compared to other insurers. For prompt response to your or your family’s queries and issues, it's advisable to contact their toll-free number.

The Aditya Birla Sun Life DigiShield Plan provides you with various benefits and customisation options. However, it doesn’t provide you with the increasing cover feature. The plan offers you a cover duration of up to the age of 85 years. It also includes several Limited pay options such as 5, 7, 10, 12, 15, 20, and pay till 60 years. Aditya Birla Sun Life DigiShield Plan gives you only one claim payout option, i.e. one-time lump-sum. Riders available include a Comprehensive Critical Illness Rider, an Accidental Death Benefit Rider, and Waiver of Premium Riders.

Edelweiss Tokio Zindagi Protect offers a variety of customization options. It offers a life cover up to 100 years with limited payment options ranging from 5, 7, 10, 15 and 20 years. You can choose to pay your premiums monthly, quarterly, half-yearly, or annually as per your convenience. Claim payout options include a one-time lump sum option, monthly instalment option, and a combination of both. However, it does not offer an increasing coverage option. Edelweiss Tokio Zindagi Protect offers various riders including a Critical Illness Rider, Waiver of Premium due to Critical Illness Rider, Waiver of Premium due to Accidental Disability, and an Accidental Death Benefit Rider.