Aegon Life iTerm Comfort
Aegon Life Insurance Company has settled 100% of claims in under 30 days. It has a short claim form and offers online tracking of claims. Furtherm it has a claim settlement ratio of 99.37% and a claim amount settlement ratio of 98.76%. It is important to note, however, that the insurer does not offer home pick-up of claims and dedicated toll-free for claims service. And, customers will not be able to receive the benefit of a personal relationship manager for claims. And, the insurer has also received a higher number of claim-related claims compared to other insurers.
Bajaj Allianz Life eTouch
The Bajaj Allianz Life Insurance Company has settled 99.91% of their claims within 30 days with a fewer number of customer complaints. Their claim settlement ratio is 99.04% and their claim amount settlement ratio is 93.45%. There is also an online claim tracking system and a dedicated toll-free number for providing customers with a high-quality and efficient claims service. And, they also have a short claim form. On the other hand, the company does not provide a personal relationship manager for claims or home pick-up of claims.
Aegon Life iTerm Comfort
Aegon Life Insurance Company offers customer support via their toll-free number and Twitter. However, during our research, we found that their Twitter response rate was slow and their toll-free service was average, compared to other insurers. You and your family may face difficulties getting prompt assistance from the service team throughout the policy tenure.
Bajaj Allianz Life eTouch
You can connect with Bajaj Allianz Life Insurance Company via their toll-free number or Twitter for any assistance. As per our research, the response time on toll-free is quick and twitter is slow, compared to other insurers. This means that you and your loved ones can get timely assistance over the toll-free number.
Aegon Life iTerm Comfort
The Aegon Life iTerm Comfort Term Insurance Plan provides a range of options for customization. However, it does not offer the option of increasing your cover. The Aegon Life iTerm Comfort Term Plan offers a life cover of up to the age of 70 years with no Limited Pay options available. You can pay premiums monthly, half-yearly, and yearly. The plan only offers claim payouts as one-time lump sum payment. Additional coverage can be obtained through riders that are available with the Aegon Life iTerm Comfort Term Plan. These riders include a Critical Illness Rider, an Accidental Death Benefit Rider, and a Waiver of Premium Rider for Critical Illness.
Bajaj Allianz Life eTouch
Bajaj Allianz Life eTouch offers many customization options to suit your specific needs and lifestyle. It offers a cover up to the age of 99 - making it a great choice for long-term financial security. It offers various limited payment options, ranging from 5, 6, 10, 12, 15, 20, pay till 60 years. The premium for Bajaj Allianz Life eTouch can be paid monthly, quarterly, half-yearly, or annually. The plan offers a one-time lump-sum and lump-sum + instalments claim payout options. And, it does not offer an increasing cover feature. Bajaj Allianz Life eTouch offers Waiver Of Premium Rider for Accidental Disability and Accidental Death Benefit Rider. With this additional rider, you can extend the coverage of your policy, ensuring an extra layer of protection.