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HDFC Life Click 2 Protect Super
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Claims Track Record:
HDFC Life Click 2 Protect Super
HDFC Life Insurance Company has settled 99.94% of claims in less than 30 days and fewer claim complaints compared to other insurers. The HDFC Life Insurance Company boasts of a high claim settlement ratio of 99.39%, and the claim amount settlement ratio is 89.38%. The plan provides online tracking of claims and dedicated toll-free claims support. However, customers do not have the benefit of being assisted by a personal relationship manager for claims, and the claim form is moderately long. Unfortunately, the insurer does not offer a home-pick-up claim service, which some other insurance companies do provide.
Service Experience:
HDFC Life Click 2 Protect Super
HDFC Life Insurance Company offers customer services via toll-free and Twitter, but our research shows that their response time on toll-free is slow and Twitter is average, compared to other insurers. This suggests that you and your family may face problems in getting your queries addressed.
Product Benefits:
HDFC Life Click 2 Protect Super
The HDFC Life Click 2 Protect Super Plan is an affordable policy that offers various customisation options. One of the key benefits of HDFC Life Click 2 Protect Super Plan is the choice to increase the coverage by 5%/10% every year until the base policy cover doubles. The cover starts increasing from 2nd year or 6th year onwards, depending on your choice. The plan provides life coverage up to the age of 85 years, with several rolling Limited Pay options ranging from 2 to (PT-1) years. You can pay the premiums on a monthly, quarterly, half-yearly, yearly basis. Additionally, the HDFC Life Click 2 Protect Super Plan offers multiple claim payout options, including one-time lump sum, lump-sum with monthly income, and a combination of both.