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Bajaj Allianz Life Smart Protection Goal vs Bajaj Allianz Life eTouch
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Claims Track Record:
Bajaj Allianz Life Smart Protection Goal
Bajaj Allianz Life Insurance Company has a good claim settlement track record with relatively fewer customer complaints, compared to other insurers. The company has settled 99.91% of their claims within 30 days. Their claim settlement ratio is 99.04% and their claim amount settlement ratio is 93.45%. They have a dedicated online claim tracking system and a toll-free number to handle any queries or concerns during claims. They also have a short claim form. However, they don’t provide a personal relationship manager for claims and home pick-up of claims.
Bajaj Allianz Life eTouch
The Bajaj Allianz Life Insurance Company has settled 99.91% of their claims within 30 days with a fewer number of customer complaints. Their claim settlement ratio is 99.04% and their claim amount settlement ratio is 93.45%. There is also an online claim tracking system and a dedicated toll-free number for providing customers with a high-quality and efficient claims service. And, they also have a short claim form. On the other hand, the company does not provide a personal relationship manager for claims or home pick-up of claims.
Service Experience:
Bajaj Allianz Life Smart Protection Goal
You can contact Bajaj Allianz Life Insurance Company via their toll-free telephone number or Twitter for any questions or concerns. As per our research, the response time on toll-free is quick and Twitter is slow, compared to other insurers. So, you and your family can expect prompt resolutions to any issues if their toll-free number is contacted.
Bajaj Allianz Life eTouch
You can connect with Bajaj Allianz Life Insurance Company via their toll-free number or Twitter for any assistance. As per our research, the response time on toll-free is quick and twitter is slow, compared to other insurers. This means that you and your loved ones can get timely assistance over the toll-free number.
Product Benefits:
Bajaj Allianz Life Smart Protection Goal
Bajaj Allianz Life Smart Protection Goal offers many customization options to best suit your financial needs and goals. It offers coverage for up to 85 years. It offers various limited payment options, ranging from 5, 10, 15, 20 and Pay till 60 years. Based on your convenience, the premium can be paid monthly, quarterly, half-yearly, or annually. The plan offers only a one-time lump-sum claim payout option and it doesn’t offer an increasing cover feature. Bajaj Allianz Life Smart Protection Goal offers a Critical Illness Rider. It is an optional add-on designed to enhance your base coverage at a certain extra cost.
Bajaj Allianz Life eTouch
Bajaj Allianz Life eTouch offers many customization options to suit your specific needs and lifestyle. It offers a cover up to the age of 99 - making it a great choice for long-term financial security. It offers various limited payment options, ranging from 5, 6, 10, 12, 15, 20, pay till 60 years. The premium for Bajaj Allianz Life eTouch can be paid monthly, quarterly, half-yearly, or annually. The plan offers a one-time lump-sum and lump-sum + instalments claim payout options. And, it does not offer an increasing cover feature. Bajaj Allianz Life eTouch offers Waiver Of Premium Rider for Accidental Disability and Accidental Death Benefit Rider. With this additional rider, you can extend the coverage of your policy, ensuring an extra layer of protection.