search icon
linner
yellow-star

Beshak  gradient-star  Rating - Insurance Ratings based on stuff that matters to you!

01. Claims Experience  02. Customer Service Experience  03. Product Benefits
Home arrow Term Life Insurance arrow Best Term Plans arrow Canara HSBC iSelect Smart360 vs Edelweiss Life Zindagi Protect

Compare Term Insurance

Canara HSBC iSelect Smart360 vs Edelweiss Life Zindagi Protect

View detail comparison

Comparisons is old school. Get personalized recommendations in a report

Select your gender

check-white
Male
check-white
Female

What's your Age?

What's your Pincode?

Canara HSBC iSelect Smart360 with similar Term Insurances

Canara HSBC iSelect Smart360

Bandhan Life iTerm Comfort

Compare

Canara HSBC iSelect Smart360

IndiaFirst Life Elite Term

Compare

Canara HSBC iSelect Smart360

Max Life Smart Secure Plus

Compare

Canara HSBC iSelect Smart360

HDFC Life Click 2 Protect Super

Compare

Canara HSBC iSelect Smart360

India First Life Guaranteed Protection Plus

Compare

Canara HSBC iSelect Smart360

HDFC Life Click 2 Protect Life

Compare

Canara HSBC iSelect Smart360

PNB MetLife Aajeevan Suraksha Plan

Compare

Canara HSBC iSelect Smart360

Canara HSBC Young Term Plan

Compare

Canara HSBC iSelect Smart360

SUD Life Protect Shield Plus

Compare

Canara HSBC iSelect Smart360

SUD Life Protect Shield

Compare

Canara HSBC iSelect Smart360

PNB Metlife Mera Term Plan Plus

Compare

Canara HSBC iSelect Smart360

Bandhan Life iTerm Prime

Compare

Canara HSBC iSelect Smart360

Bajaj Allianz Life eTouch

Compare

Canara HSBC iSelect Smart360

Bajaj Allianz Life Diabetic Term Plan

Compare

Canara HSBC iSelect Smart360

Kotak Life e-Term

Compare

Canara HSBC iSelect Smart360

TATA AIA Maha Raksha Supreme

Compare

Canara HSBC iSelect Smart360

LIC New Tech Term

Compare

Canara HSBC iSelect Smart360

ICICI Pru iProtect Smart

Compare

Canara HSBC iSelect Smart360

LIC Jeevan Kiran

Compare

Canara HSBC iSelect Smart360

TATA AIA Sampoorna Raksha Supreme

Compare

Canara HSBC iSelect Smart360

Aditya Birla Sun Life DigiShield

Compare

Canara HSBC iSelect Smart360

HDFC Life Click 2 Protect Elite

Compare

Canara HSBC iSelect Smart360

SBI Life eShield Next

Compare

Canara HSBC iSelect Smart360

Bajaj Allianz Life Smart Protection Goal

Compare

Canara HSBC iSelect Smart360

Bajaj Allianz Life iSecure

Compare

Canara HSBC iSelect Smart360

Aditya Birla Sun Life Salaried Term Plan

Compare

Edelweiss Life Zindagi Protect with similar Term Insurances

Edelweiss Life Zindagi Protect

Bandhan Life iTerm Comfort

Compare

Edelweiss Life Zindagi Protect

IndiaFirst Life Elite Term

Compare

Edelweiss Life Zindagi Protect

Max Life Smart Secure Plus

Compare

Edelweiss Life Zindagi Protect

HDFC Life Click 2 Protect Super

Compare

Edelweiss Life Zindagi Protect

India First Life Guaranteed Protection Plus

Compare

Edelweiss Life Zindagi Protect

HDFC Life Click 2 Protect Life

Compare

Edelweiss Life Zindagi Protect

PNB MetLife Aajeevan Suraksha Plan

Compare

Edelweiss Life Zindagi Protect

Canara HSBC Young Term Plan

Compare

Edelweiss Life Zindagi Protect

SUD Life Protect Shield Plus

Compare

Edelweiss Life Zindagi Protect

SUD Life Protect Shield

Compare

Edelweiss Life Zindagi Protect

PNB Metlife Mera Term Plan Plus

Compare

Edelweiss Life Zindagi Protect

Bandhan Life iTerm Prime

Compare

Edelweiss Life Zindagi Protect

Bajaj Allianz Life eTouch

Compare

Edelweiss Life Zindagi Protect

Bajaj Allianz Life Diabetic Term Plan

Compare

Edelweiss Life Zindagi Protect

Kotak Life e-Term

Compare

Edelweiss Life Zindagi Protect

TATA AIA Maha Raksha Supreme

Compare

Edelweiss Life Zindagi Protect

LIC New Tech Term

Compare

Edelweiss Life Zindagi Protect

ICICI Pru iProtect Smart

Compare

Edelweiss Life Zindagi Protect

LIC Jeevan Kiran

Compare

Edelweiss Life Zindagi Protect

TATA AIA Sampoorna Raksha Supreme

Compare

Edelweiss Life Zindagi Protect

Aditya Birla Sun Life DigiShield

Compare

Edelweiss Life Zindagi Protect

HDFC Life Click 2 Protect Elite

Compare

Edelweiss Life Zindagi Protect

SBI Life eShield Next

Compare

Edelweiss Life Zindagi Protect

Bajaj Allianz Life Smart Protection Goal

Compare

Edelweiss Life Zindagi Protect

Bajaj Allianz Life iSecure

Compare

Edelweiss Life Zindagi Protect

Aditya Birla Sun Life Salaried Term Plan

Compare
Notes

1- Beshak Ratings data was last updated in June 2024.

2- All data was sourced from public disclosures (FY 2023-2024, Q4) except LIC (their FY 2023-2024, Q4 data isn't fully updated, so we have considered their FY 2023-2024, Q3 PD data), insurer websites, and the IRDAI website. 

3- Only features that are currently available for purchase online were considered when calculating the Beshak Ratings.

4- In the Premium Ratings, we do not display premium amounts - instead, we show the product's relative pricing compared to the median.

5- Premium for all plans is calculated for the following profile: 30-year-old, non-smoker, married male, for a sum assured of INR 1 Crore, up to the age of 65 years, paying annual premiums, till the end of the policy. Except for these plans:

  ・Bajaj Allianz Life Diabetic Term Plan Sub 8 HbA1c - Premium is calculated for a 30-year-old, non-smoker, married male, having Type 2 diabetes, with HbA1c level between 6.5 to 7, for a sum assured of INR 1 Crore, up to the age of 55 years, paying annual premiums for 25 years. 

  ・HDFC Life Click 2 Protect Elite - Premium is calculated for a 30-year-old, non-smoker, married male, for a sum assured of INR 2 Crore, up to the age of 65 years, paying annual premiums for 15 years. 

  ・IndiaFirstLife Guaranteed Protection Plus Plan - Premium is calculated for a 30-year-old, non-smoker, married male, for a sum assured of INR 1 Crore, up to the age of 75 years, paying annual premiums for 40 years. 

  ・TATA AIA Maha Raksha Supreme - Premium is calculated for a 30-year-old, non-smoker, married male, for a sum assured of INR 2 Crore, up to the age of 65 years, paying annual premiums, till the end of the policy. 

6- The overall ratings do not include the premium rating. This is because we believe that the affordability of premiums is a personal thing. Something that seems unaffordable or expensive to one person could seem cheap and affordable to another, regardless of their income. We leave it up to our users to decide whether the price they pay seems reasonable for the features they receive.

7- The Response time on Twitter (Beta) was calculated using a sample set of tweets from February to August 2023 - (Analyzed in September 2023).

8- Claims Experience was assessed based on an audit of various processes and facilities offered by the insurers, during claim settlement.

Read More down-arrow-black
Legal Disclaimer

Your use of the website shall be governed by the Terms and Conditions and Privacy Policy of our website.

Compare Canara HSBC iSelect Smart360 and Edelweiss Life Zindagi Protect

Claims Track Record:

Canara HSBC iSelect Smart360

Canara HSBC OBC Company has settled 100% of their claims in less than 30 days. It is estimated that Canara HSBC OBC Company’s claim settlement ratio is 99.01%, while their claim amount settlement ratio is 96.42%. Additionally, they have an online tracking system for claims, a personal relationship manager for claims, a dedicated toll-free claims service, and a short claim form. On the flip side, they don't offer home pick-up of claims. And, they also have a higher number of claim-related complaints compared to other insurers.


 

Edelweiss Life Zindagi Protect

Edelweiss Life Insurance Company has a record of settling 100% of claims in under 30 days, but a higher number of claim settlement complaints. Edelweiss Life Insurance Company has a claim settlement ratio of 99.20%, and their claim amount settlement ratio stands at 95.12%. Furthermore, they offer convenient features such as a dedicated toll-free number for claims support and an online tracking system for claims. However, it's important to be aware that they have a moderately long claim form and do not provide a personal relationship manager for claims. They also don’t offer a home pick-up claim service.

Service Experience:

Canara HSBC iSelect Smart360

Customers can reach Canara HSBC OBC Company via their toll-free telephone number and Twitter. Based on our research, we found that their Twitter response rate and toll-free service was average, compared to other insurers. This means you or your family are unlikely to get a quick response if you raise any questions or concerns on Twitter.

Edelweiss Life Zindagi Protect

You can contact Edelweiss Life Insurance Company through their toll-free telephone number and Twitter. Our research has indicated that their toll-free service is quick and efficient, while their Twitter response rate is slow, compared to other insurers. For prompt response to your or your family’s queries and issues, it's advisable to contact their toll-free number.

Product Benefits:

Canara HSBC iSelect Smart360

A variety of customization options are available with Canara HSBC iSelect Smart 360 Plan. It offers you an increasing cover option in which your coverage by 5% every year until your base policy cover doubles. It is important to note that coverage increases from the second year onwards. Canara HSBC iSelect Smart 360 Plan offers a life cover up to the age of 99 with several limited payment options for 5, 10, 15, 20, 25, pay till 60 years with premiums payable on a monthly, quarterly, half-yearly, or annual basis. Claim payout options include a one-time lump sum option, monthly instalment option, and a combination of both. Canara HSBC iSelect Smart 360 Plan offers a Critical Illness Rider, Waiver of Premium Rider for Critical Illness Rider, Waiver of Premium for Accidental Disability Rider, and an Accidental Death Benefit Rider.

Edelweiss Life Zindagi Protect

Edelweiss Life Zindagi Protect offers a variety of customization options. It offers a life cover up to 100 years with limited payment options ranging from 5, 7, 10, 15 and 20 years. You can choose to pay your premiums monthly, quarterly, half-yearly, or annually as per your convenience. Claim payout options include a one-time lump sum option, monthly instalment option, and a combination of both. However, it does not offer an increasing coverage option. Edelweiss Life Zindagi Protect offers various riders including a Critical Illness Rider, Waiver of Premium due to Critical Illness Rider, Waiver of Premium due to Accidental Disability, and an Accidental Death Benefit Rider.