search icon
linner
yellow-star

Beshak  gradient-star  Rating - Insurance Ratings based on stuff that matters to you!

01. Claims Experience  02. Customer Service Experience  03. Product Benefits
Home arrow Term Life Insurance arrow Best Term Plans arrow HDFC Life Click 2 Protect Elite vs LIC Jeevan Kiran

Compare Term Insurance

HDFC Life Click 2 Protect Elite vs LIC Jeevan Kiran

View detail comparison

Comparisons is old school. Get personalized recommendations in a report

Select your gender

check-white
Male
check-white
Female

What's your Age?

What's your Pincode?

HDFC Life Click 2 Protect Elite with similar Term Insurances

HDFC Life Click 2 Protect Elite

Bandhan Life iTerm Comfort

Compare

HDFC Life Click 2 Protect Elite

IndiaFirst Life Elite Term

Compare

HDFC Life Click 2 Protect Elite

Max Life Smart Secure Plus

Compare

HDFC Life Click 2 Protect Elite

HDFC Life Click 2 Protect Super

Compare

HDFC Life Click 2 Protect Elite

India First Life Guaranteed Protection Plus

Compare

HDFC Life Click 2 Protect Elite

HDFC Life Click 2 Protect Life

Compare

HDFC Life Click 2 Protect Elite

PNB MetLife Aajeevan Suraksha Plan

Compare

HDFC Life Click 2 Protect Elite

Canara HSBC Young Term Plan

Compare

HDFC Life Click 2 Protect Elite

SUD Life Protect Shield Plus

Compare

HDFC Life Click 2 Protect Elite

Canara HSBC iSelect Smart360

Compare

HDFC Life Click 2 Protect Elite

Edelweiss Life Zindagi Protect

Compare

HDFC Life Click 2 Protect Elite

SUD Life Protect Shield

Compare

HDFC Life Click 2 Protect Elite

PNB Metlife Mera Term Plan Plus

Compare

HDFC Life Click 2 Protect Elite

Bandhan Life iTerm Prime

Compare

HDFC Life Click 2 Protect Elite

Bajaj Allianz Life eTouch

Compare

HDFC Life Click 2 Protect Elite

Bajaj Allianz Life Diabetic Term Plan

Compare

HDFC Life Click 2 Protect Elite

Kotak Life e-Term

Compare

HDFC Life Click 2 Protect Elite

TATA AIA Maha Raksha Supreme

Compare

HDFC Life Click 2 Protect Elite

LIC New Tech Term

Compare

HDFC Life Click 2 Protect Elite

ICICI Pru iProtect Smart

Compare

HDFC Life Click 2 Protect Elite

TATA AIA Sampoorna Raksha Supreme

Compare

HDFC Life Click 2 Protect Elite

Aditya Birla Sun Life DigiShield

Compare

HDFC Life Click 2 Protect Elite

SBI Life eShield Next

Compare

HDFC Life Click 2 Protect Elite

Bajaj Allianz Life Smart Protection Goal

Compare

HDFC Life Click 2 Protect Elite

Bajaj Allianz Life iSecure

Compare

HDFC Life Click 2 Protect Elite

Aditya Birla Sun Life Salaried Term Plan

Compare

LIC Jeevan Kiran with similar Term Insurances

LIC Jeevan Kiran

Bandhan Life iTerm Comfort

Compare

LIC Jeevan Kiran

IndiaFirst Life Elite Term

Compare

LIC Jeevan Kiran

Max Life Smart Secure Plus

Compare

LIC Jeevan Kiran

HDFC Life Click 2 Protect Super

Compare

LIC Jeevan Kiran

India First Life Guaranteed Protection Plus

Compare

LIC Jeevan Kiran

HDFC Life Click 2 Protect Life

Compare

LIC Jeevan Kiran

PNB MetLife Aajeevan Suraksha Plan

Compare

LIC Jeevan Kiran

Canara HSBC Young Term Plan

Compare

LIC Jeevan Kiran

SUD Life Protect Shield Plus

Compare

LIC Jeevan Kiran

Canara HSBC iSelect Smart360

Compare

LIC Jeevan Kiran

Edelweiss Life Zindagi Protect

Compare

LIC Jeevan Kiran

SUD Life Protect Shield

Compare

LIC Jeevan Kiran

PNB Metlife Mera Term Plan Plus

Compare

LIC Jeevan Kiran

Bandhan Life iTerm Prime

Compare

LIC Jeevan Kiran

Bajaj Allianz Life eTouch

Compare

LIC Jeevan Kiran

Bajaj Allianz Life Diabetic Term Plan

Compare

LIC Jeevan Kiran

Kotak Life e-Term

Compare

LIC Jeevan Kiran

TATA AIA Maha Raksha Supreme

Compare

LIC Jeevan Kiran

LIC New Tech Term

Compare

LIC Jeevan Kiran

ICICI Pru iProtect Smart

Compare

LIC Jeevan Kiran

TATA AIA Sampoorna Raksha Supreme

Compare

LIC Jeevan Kiran

Aditya Birla Sun Life DigiShield

Compare

LIC Jeevan Kiran

SBI Life eShield Next

Compare

LIC Jeevan Kiran

Bajaj Allianz Life Smart Protection Goal

Compare

LIC Jeevan Kiran

Bajaj Allianz Life iSecure

Compare

LIC Jeevan Kiran

Aditya Birla Sun Life Salaried Term Plan

Compare
Notes

1- Beshak Ratings data was last updated in June 2024.

2- All data was sourced from public disclosures (FY 2023-2024, Q4) except LIC (their FY 2023-2024, Q4 data isn't fully updated, so we have considered their FY 2023-2024, Q3 PD data), insurer websites, and the IRDAI website. 

3- Only features that are currently available for purchase online were considered when calculating the Beshak Ratings.

4- In the Premium Ratings, we do not display premium amounts - instead, we show the product's relative pricing compared to the median.

5- Premium for all plans is calculated for the following profile: 30-year-old, non-smoker, married male, for a sum assured of INR 1 Crore, up to the age of 65 years, paying annual premiums, till the end of the policy. Except for these plans:

  ・Bajaj Allianz Life Diabetic Term Plan Sub 8 HbA1c - Premium is calculated for a 30-year-old, non-smoker, married male, having Type 2 diabetes, with HbA1c level between 6.5 to 7, for a sum assured of INR 1 Crore, up to the age of 55 years, paying annual premiums for 25 years. 

  ・HDFC Life Click 2 Protect Elite - Premium is calculated for a 30-year-old, non-smoker, married male, for a sum assured of INR 2 Crore, up to the age of 65 years, paying annual premiums for 15 years. 

  ・IndiaFirstLife Guaranteed Protection Plus Plan - Premium is calculated for a 30-year-old, non-smoker, married male, for a sum assured of INR 1 Crore, up to the age of 75 years, paying annual premiums for 40 years. 

  ・TATA AIA Maha Raksha Supreme - Premium is calculated for a 30-year-old, non-smoker, married male, for a sum assured of INR 2 Crore, up to the age of 65 years, paying annual premiums, till the end of the policy. 

6- The overall ratings do not include the premium rating. This is because we believe that the affordability of premiums is a personal thing. Something that seems unaffordable or expensive to one person could seem cheap and affordable to another, regardless of their income. We leave it up to our users to decide whether the price they pay seems reasonable for the features they receive.

7- The Response time on Twitter (Beta) was calculated using a sample set of tweets from February to August 2023 - (Analyzed in September 2023).

8- Claims Experience was assessed based on an audit of various processes and facilities offered by the insurers, during claim settlement.

Read More down-arrow-black
Legal Disclaimer

Your use of the website shall be governed by the Terms and Conditions and Privacy Policy of our website.

Compare HDFC Life Click 2 Protect Elite and LIC Jeevan Kiran

Claims Track Record:

LIC Jeevan Kiran

LIC (Life Insurance Corporation of India) maintains a successful track record. They have achieved a commendable rate of settling 97.95% of their claims within 30 days, with fewer complaints. Their claim settlement ratio is 98.52%, and claim amount settlement ratio is 96.02%. The best part is that they offer the advantage of a short claim form. However, it's important to note that Life Insurance Corporation of India does not offer a personal relationship manager for claims, a home pick-up claim service, or toll-free claim support. Furthermore, they do not provide online tracking of claims.

Service Experience:

LIC Jeevan Kiran

Life Insurance Corporation of India can be reached through their toll-free number and Twitter. Our research indicates that their Twitter response rate is slow, whereas their toll-free service is quick, compared to other insurers. Therefore, if you or your family have any questions or concerns, you can contact them through their toll-free number for prompt assistance.

Product Benefits:

LIC Jeevan Kiran

LIC Jeevan Kiran offers various customization options. It offers a life cover up to the duration of 70 years. The premiums are payable either monthly, quarterly, half-yearly, or annually. And, the payout options include a lump sum option and monthly instalment option. However, it doesn’t offer an increasing cover option or limited pay options. LIC Jeevan Kiran provides only 2 riders - Accidental Death Benefit Rider and Waiver of Premium Rider for Accidental Disability. You can include riders in your base policy to enhance its coverage.