HDFC Life Insurance Company has settled 99.94% of claims in less than 30 days and fewer claim complaints compared to other insurers. The HDFC Life Insurance Company boasts of a high claim settlement ratio of 99.39%, and the claim amount settlement ratio is 89.38%. The plan provides online tracking of claims and dedicated toll-free claims support. However, customers do not have the benefit of being assisted by a personal relationship manager for claims, and the claim form is moderately long. Unfortunately, the insurer does not offer a home-pick-up claim service, which some other insurance companies do provide.

Bajaj Allianz Life Insurance Company has settled 99.91% of claims within 30 days. Their claim settlement ratio is 99.04%, and their claim amount settlement ratio is 93.45%. Plus, they have received fewer complaints when it comes to claim settlement. Customers can benefit from some convenient services, such as an online claim tracking system and a dedicated toll-free number, ensuring efficient claims processing. They have also simplified the process with a short claim form. It's worth noting, however, that Bajaj Allianz Life Insurance Company does not offer a personal relationship manager for claims and does not provide home pick-up of claims.

HDFC Life Insurance Company offers customer services via toll-free and Twitter, but our research shows that their response time on toll-free is slow and Twitter is average, compared to other insurers. This suggests that you and your family may face problems in getting your queries addressed.

You can reach out to Bajaj Allianz Life Insurance Company for assistance through their toll-free number or Twitter. According to our research, the customer service on the toll-free number is prompt, while on Twitter, it is slow, compared to other insurers. This means you or your family should go for their toll-free number to get timely assistance.

The HDFC Life Click 2 Protect Super Plan is an affordable policy that offers various customisation options. One of the key benefits of HDFC Life Click 2 Protect Super Plan is the choice to increase the coverage by 5%/10% every year until the base policy cover doubles. The cover starts increasing from 2nd year or 6th year onwards, depending on your choice. The plan provides life coverage up to the age of 85 years, with several rolling Limited Pay options ranging from 2 to (PT-1) years. You can pay the premiums on a monthly, quarterly, half-yearly, yearly basis. Additionally, the HDFC Life Click 2 Protect Super Plan offers multiple claim payout options, including one-time lump sum, lump-sum with monthly income, and a combination of both.

Bajaj Allianz Life Diabetic Term Plan offers many customization options to suit your specific needs. It offers a lifetime cover up to the age of 75. However, it doesn’t offer an increasing cover feature or limited pay options. The premium for Bajaj Allianz Life Diabetic Term Plan can be paid monthly, quarterly, half-yearly, or annually. It offers the claim payout as a one-time lump sum payment. You can extend the coverage of your policy by adding riders to your policy. However, Bajaj Allianz Life Diabetic Term Plan doesn’t offer riders.