search icon
linner
yellow-star

Beshak  gradient-star  Rating - Insurance Ratings based on stuff that matters to you!

01. Claims Experience  02. Customer Service Experience  03. Product Benefits
Home arrow Term Life Insurance arrow Best Term Plans arrow PNB Metlife Mera Term Plan Plus vs TATA AIA Maha Raksha Supreme

Compare Term Insurance

PNB Metlife Mera Term Plan Plus vs TATA AIA Maha Raksha Supreme

View detail comparison

Comparisons is old school. Get personalized recommendations in a report

Select your gender

check-white
Male
check-white
Female

What's your Age?

What's your Pincode?

PNB Metlife Mera Term Plan Plus with similar Term Insurances

PNB Metlife Mera Term Plan Plus

IndiaFirst Life Elite Term

Compare

PNB Metlife Mera Term Plan Plus

Bandhan Life iTerm Comfort

Compare

PNB Metlife Mera Term Plan Plus

Bajaj Allianz Life iSecure

Compare

PNB Metlife Mera Term Plan Plus

Max Life Smart Secure Plus

Compare

PNB Metlife Mera Term Plan Plus

HDFC Life Click 2 Protect Super

Compare

PNB Metlife Mera Term Plan Plus

India First Life Guaranteed Protection Plus

Compare

PNB Metlife Mera Term Plan Plus

HDFC Life Click 2 Protect Life

Compare

PNB Metlife Mera Term Plan Plus

Aditya Birla Sun Life DigiShield

Compare

PNB Metlife Mera Term Plan Plus

Canara HSBC Young Term Plan

Compare

PNB Metlife Mera Term Plan Plus

SUD Life Protect Shield Plus

Compare

PNB Metlife Mera Term Plan Plus

Canara HSBC iSelect Smart360

Compare

PNB Metlife Mera Term Plan Plus

Edelweiss Life Zindagi Protect

Compare

PNB Metlife Mera Term Plan Plus

SUD Life Protect Shield

Compare

PNB Metlife Mera Term Plan Plus

Bandhan Life iTerm Prime

Compare

PNB Metlife Mera Term Plan Plus

Bajaj Allianz Life eTouch

Compare

PNB Metlife Mera Term Plan Plus

Bajaj Allianz Life Diabetic Term Plan

Compare

PNB Metlife Mera Term Plan Plus

Aditya Birla Sun Life Salaried Term Plan

Compare

PNB Metlife Mera Term Plan Plus

LIC New Tech Term

Compare

PNB Metlife Mera Term Plan Plus

ICICI Pru iProtect Smart

Compare

PNB Metlife Mera Term Plan Plus

LIC Jeevan Kiran

Compare

PNB Metlife Mera Term Plan Plus

TATA AIA Sampoorna Raksha Supreme

Compare

PNB Metlife Mera Term Plan Plus

PNB MetLife Aajeevan Suraksha Plan

Compare

PNB Metlife Mera Term Plan Plus

HDFC Life Click 2 Protect Elite

Compare

PNB Metlife Mera Term Plan Plus

Kotak Life e-Term

Compare

PNB Metlife Mera Term Plan Plus

SBI Life eShield Next

Compare

PNB Metlife Mera Term Plan Plus

Bajaj Allianz Life Smart Protection Goal

Compare

TATA AIA Maha Raksha Supreme with similar Term Insurances

TATA AIA Maha Raksha Supreme

IndiaFirst Life Elite Term

Compare

TATA AIA Maha Raksha Supreme

Bandhan Life iTerm Comfort

Compare

TATA AIA Maha Raksha Supreme

Bajaj Allianz Life iSecure

Compare

TATA AIA Maha Raksha Supreme

Max Life Smart Secure Plus

Compare

TATA AIA Maha Raksha Supreme

HDFC Life Click 2 Protect Super

Compare

TATA AIA Maha Raksha Supreme

India First Life Guaranteed Protection Plus

Compare

TATA AIA Maha Raksha Supreme

HDFC Life Click 2 Protect Life

Compare

TATA AIA Maha Raksha Supreme

Aditya Birla Sun Life DigiShield

Compare

TATA AIA Maha Raksha Supreme

Canara HSBC Young Term Plan

Compare

TATA AIA Maha Raksha Supreme

SUD Life Protect Shield Plus

Compare

TATA AIA Maha Raksha Supreme

Canara HSBC iSelect Smart360

Compare

TATA AIA Maha Raksha Supreme

Edelweiss Life Zindagi Protect

Compare

TATA AIA Maha Raksha Supreme

SUD Life Protect Shield

Compare

TATA AIA Maha Raksha Supreme

Bandhan Life iTerm Prime

Compare

TATA AIA Maha Raksha Supreme

Bajaj Allianz Life eTouch

Compare

TATA AIA Maha Raksha Supreme

Bajaj Allianz Life Diabetic Term Plan

Compare

TATA AIA Maha Raksha Supreme

Aditya Birla Sun Life Salaried Term Plan

Compare

TATA AIA Maha Raksha Supreme

LIC New Tech Term

Compare

TATA AIA Maha Raksha Supreme

ICICI Pru iProtect Smart

Compare

TATA AIA Maha Raksha Supreme

LIC Jeevan Kiran

Compare

TATA AIA Maha Raksha Supreme

TATA AIA Sampoorna Raksha Supreme

Compare

TATA AIA Maha Raksha Supreme

PNB MetLife Aajeevan Suraksha Plan

Compare

TATA AIA Maha Raksha Supreme

HDFC Life Click 2 Protect Elite

Compare

TATA AIA Maha Raksha Supreme

Kotak Life e-Term

Compare

TATA AIA Maha Raksha Supreme

SBI Life eShield Next

Compare

TATA AIA Maha Raksha Supreme

Bajaj Allianz Life Smart Protection Goal

Compare
Notes

1- Beshak Ratings data was last updated in June 2024.

2- All data was sourced from public disclosures (FY 2023-2024, Q4) except LIC (their FY 2023-2024, Q4 data isn't fully updated, so we have considered their FY 2023-2024, Q3 PD data), insurer websites, and the IRDAI website. 

3- Only features that are currently available for purchase online were considered when calculating the Beshak Ratings.

4- In the Premium Ratings, we do not display premium amounts - instead, we show the product's relative pricing compared to the median.

5- Premium for all plans is calculated for the following profile: 30-year-old, non-smoker, married male, for a sum assured of INR 1 Crore, up to the age of 65 years, paying annual premiums, till the end of the policy. Except for these plans:

  ・Bajaj Allianz Life Diabetic Term Plan Sub 8 HbA1c - Premium is calculated for a 30-year-old, non-smoker, married male, having Type 2 diabetes, with HbA1c level between 6.5 to 7, for a sum assured of INR 1 Crore, up to the age of 55 years, paying annual premiums for 25 years. 

  ・HDFC Life Click 2 Protect Elite - Premium is calculated for a 30-year-old, non-smoker, married male, for a sum assured of INR 2 Crore, up to the age of 65 years, paying annual premiums for 15 years. 

  ・IndiaFirstLife Guaranteed Protection Plus Plan - Premium is calculated for a 30-year-old, non-smoker, married male, for a sum assured of INR 1 Crore, up to the age of 75 years, paying annual premiums for 40 years. 

  ・TATA AIA Maha Raksha Supreme - Premium is calculated for a 30-year-old, non-smoker, married male, for a sum assured of INR 2 Crore, up to the age of 65 years, paying annual premiums, till the end of the policy. 

6- The overall ratings do not include the premium rating. This is because we believe that the affordability of premiums is a personal thing. Something that seems unaffordable or expensive to one person could seem cheap and affordable to another, regardless of their income. We leave it up to our users to decide whether the price they pay seems reasonable for the features they receive.

7- The Response time on Twitter (Beta) was calculated using a sample set of tweets from February to August 2023 - (Analyzed in September 2023).

8- Claims Experience was assessed based on an audit of various processes and facilities offered by the insurers, during claim settlement.

Read More down-arrow-black
Legal Disclaimer

Your use of the website shall be governed by the Terms and Conditions and Privacy Policy of our website.

Compare PNB Metlife Mera Term Plan Plus and TATA AIA Maha Raksha Supreme

Claims Track Record:

PNB Metlife Mera Term Plan Plus

PNB Metlife Insurance Company has settled 99.70% of their claims within 30 days - with a higher number of complaints. It is estimated that their claim settlement ratio is 99.06% and that their claim amount settlement ratio is 93.35%. They provide an online claim tracking system and a dedicated toll-free for claims service. There are a few drawbacks, however. The company does not provide a personal relationship manager or home pick-up service for claims. And, they have a moderately long claim form as well.


 

TATA AIA Maha Raksha Supreme

TATA AIA Life Insurance Company has built a good reputation in both the purchase and claim settlement processes. They have achieved an impressive 99.80% claims settlement rate within 30 days, with fewer claim-related complaints. Their claim settlement ratio is 99.01% and claim amount settlement ratio is 94.65%. Furthermore, it offers online tracking of claims and a convenient home pick-up service for claim documents. However, it's important to note that they do not provide a personal relationship manager or a dedicated toll-free service for claims. And, their claim form is relatively lengthy.

Service Experience:

PNB Metlife Mera Term Plan Plus

You can reach PNB Metlife Insurance Company via their toll-free telephone number or Twitter. Based on our research, we found that both their Twitter and toll-free number responses were slow, compared to other insurers. Therefore, you and your family may have difficulty getting assistance when you need it.

TATA AIA Maha Raksha Supreme

TATA AIA Life Insurance Company provides customer service through both their toll-free number and Twitter. Based on our research, it appears that their toll-free service offers a prompt response, while their response rate on Twitter is slow, compared to other insurers. So, you can contact their toll-free number to receive timely assistance for issues, queries, etc.

Product Benefits:

PNB Metlife Mera Term Plan Plus

PNB Metlife Mera Term Plan Plus offers many customization options. It offers a lifetime cover up to 80 years with various limited payment options - 10, 15, 20, and Pay till 60 years. The premium can be paid monthly, quarterly, half-yearly, or annually. Various claim payout options are available, including a lump sum option, monthly instalments option, and a combination of both. The PNB Metlife Mera Term Plan Plus offers various riders as well, including a Critical Illness Rider, Accidental Death Benefit Rider, and Waiver of Premium Rider (for Critical Illness and Accidental Disability). These are optional add-ons that you can include in your base policy to widen your coverage.


 

TATA AIA Maha Raksha Supreme

The TATA AIA Maha Raksha Supreme policy offers a variety of customization options. However, it's important to note that this policy does not provide the choice to increase the cover amount over time. With the TATA AIA Maha Raksha Supreme policy, you can enjoy life coverage up to age 85, and it offers several rolling Limited Pay options that range from 5 to 40 years. The claim payout option for this policy is limited to a one-time lump sum payment. Additionally, TATA AIA Maha Raksha Supreme policy offers the option to add riders, such as a Critical Illness Rider and an Accidental Death Benefit Rider. These are optional add-ons that can provide additional protection in case of specific circumstances.