search icon
linner
yellow-star

Beshak  gradient-star  Rating - Insurance Ratings based on stuff that matters to you!

01. Claims Experience  02. Customer Service Experience  03. Product Benefits
Home arrow Term Life Insurance arrow Best Term Plans arrow SUD Life Protect Shield Plus

Compare Term Insurance

SUD Life Protect Shield Plus

View detail comparison

Consult & Buy from
India’s Top 5% Experts!

Insuring your future, start here 👉🏻

advisor-page-male advisor-page-female
check-green-circle

Basic questions

3

What is your professional status?

Salaried

Self-Employed

Unemployed

Whats your age?

Select age
arrow

What's your Pincode?

SUD Life Protect Shield Plus with similar Term Insurances

SUD Life Protect Shield Plus

Bandhan Life iTerm Comfort

Compare

SUD Life Protect Shield Plus

IndiaFirst Life Elite Term

Compare

SUD Life Protect Shield Plus

Max Life Smart Secure Plus

Compare

SUD Life Protect Shield Plus

HDFC Life Click 2 Protect Super

Compare

SUD Life Protect Shield Plus

India First Life Guaranteed Protection Plus

Compare

SUD Life Protect Shield Plus

HDFC Life Click 2 Protect Life

Compare

SUD Life Protect Shield Plus

PNB MetLife Aajeevan Suraksha Plan

Compare

SUD Life Protect Shield Plus

Canara HSBC Young Term Plan

Compare

SUD Life Protect Shield Plus

Canara HSBC iSelect Smart360

Compare

SUD Life Protect Shield Plus

Edelweiss Life Zindagi Protect

Compare

SUD Life Protect Shield Plus

SUD Life Protect Shield

Compare

SUD Life Protect Shield Plus

PNB Metlife Mera Term Plan Plus

Compare

SUD Life Protect Shield Plus

Bandhan Life iTerm Prime

Compare

SUD Life Protect Shield Plus

Bajaj Allianz Life eTouch

Compare

SUD Life Protect Shield Plus

Bajaj Allianz Life Diabetic Term Plan

Compare

SUD Life Protect Shield Plus

Kotak Life e-Term

Compare

SUD Life Protect Shield Plus

TATA AIA Maha Raksha Supreme

Compare

SUD Life Protect Shield Plus

LIC New Tech Term

Compare

SUD Life Protect Shield Plus

ICICI Pru iProtect Smart

Compare

SUD Life Protect Shield Plus

LIC Jeevan Kiran

Compare

SUD Life Protect Shield Plus

TATA AIA Sampoorna Raksha Supreme

Compare

SUD Life Protect Shield Plus

Aditya Birla Sun Life DigiShield

Compare

SUD Life Protect Shield Plus

HDFC Life Click 2 Protect Elite

Compare

SUD Life Protect Shield Plus

SBI Life eShield Next

Compare

SUD Life Protect Shield Plus

Bajaj Allianz Life Smart Protection Goal

Compare

SUD Life Protect Shield Plus

Bajaj Allianz Life iSecure

Compare

SUD Life Protect Shield Plus

Aditya Birla Sun Life Salaried Term Plan

Compare
Notes

1- Beshak Ratings data was last updated in June 2024.

2- All data was sourced from public disclosures (FY 2023-2024, Q4) except LIC (their FY 2023-2024, Q4 data isn't fully updated, so we have considered their FY 2023-2024, Q3 PD data), insurer websites, and the IRDAI website. 

3- Only features that are currently available for purchase online were considered when calculating the Beshak Ratings.

4- In the Premium Ratings, we do not display premium amounts - instead, we show the product's relative pricing compared to the median.

5- Premium for all plans is calculated for the following profile: 30-year-old, non-smoker, married male, for a sum assured of INR 1 Crore, up to the age of 65 years, paying annual premiums, till the end of the policy. Except for these plans:

  ・Bajaj Allianz Life Diabetic Term Plan Sub 8 HbA1c - Premium is calculated for a 30-year-old, non-smoker, married male, having Type 2 diabetes, with HbA1c level between 6.5 to 7, for a sum assured of INR 1 Crore, up to the age of 55 years, paying annual premiums for 25 years. 

  ・HDFC Life Click 2 Protect Elite - Premium is calculated for a 30-year-old, non-smoker, married male, for a sum assured of INR 2 Crore, up to the age of 65 years, paying annual premiums for 15 years. 

  ・IndiaFirstLife Guaranteed Protection Plus Plan - Premium is calculated for a 30-year-old, non-smoker, married male, for a sum assured of INR 1 Crore, up to the age of 75 years, paying annual premiums for 40 years. 

  ・TATA AIA Maha Raksha Supreme - Premium is calculated for a 30-year-old, non-smoker, married male, for a sum assured of INR 2 Crore, up to the age of 65 years, paying annual premiums, till the end of the policy. 

6- The overall ratings do not include the premium rating. This is because we believe that the affordability of premiums is a personal thing. Something that seems unaffordable or expensive to one person could seem cheap and affordable to another, regardless of their income. We leave it up to our users to decide whether the price they pay seems reasonable for the features they receive.

7- The Response time on Twitter (Beta) was calculated using a sample set of tweets from February to August 2023 - (Analyzed in September 2023).

8- Claims Experience was assessed based on an audit of various processes and facilities offered by the insurers, during claim settlement.

Read More down-arrow-black
Legal Disclaimer

Your use of the website shall be governed by the Terms and Conditions and Privacy Policy of our website.

Compare SUD Life Protect Shield Plus

Claims Track Record:

SUD Life Protect Shield Plus

SUD Life Insurance Company has settled 88.65% of claims within 30 days and they have a higher number of claim-related complaints. Their claim settlement ratio is 96.07%, while the claim amount settlement ratio stands at approximately 91.41%. They offer the convenience of online claim tracking and a dedicated toll-free helpline for claims. However, SUD Life Insurance Company does not provide a personal relationship manager for claims and home pick-up service for claims documentation. It also has a moderately lengthy claim form.

Service Experience:

SUD Life Protect Shield Plus

You can reach out to SUD Life Insurance Company through their toll-free telephone number or Twitter. Our research suggests that the response rate on Twitter is average and the toll-free number is fast, compared to other insurers. So, you or your family can contact their toll-free number to get the necessary help promptly.

Product Benefits:

SUD Life Protect Shield Plus

SUD Life Protect Shield Plus provides a range of customization options. It offers coverage up to the age of 70, with limited payment options, including 5, 7, 10, 12, and 15 years. You can pay premiums monthly, quarterly, half-yearly, or annually. It offers the payout as a one-time lump sum. It's important to note that this policy does not come with an increasing cover feature and does not offer additional riders.